How Users Can Save More On Everyday Spending Through This Payment App

Make the most of your everyday payments with exclusive deals, rewards, and extra savings—all in one payment app.

Delight in treats and discounts

Use BDO Pay to enjoy exciting promos that rarely come your way.

    • Enjoy up to 35% off at SM Aura. Dine at select restaurants and enjoy up to 35% savings until July 26 (Thursday to Sunday), including an extra 5% off when you Scan to Pay.
    • Free treats at Classic Savory. Delight in free crunchy beef strips with a minimum spend of P2,000, plus a free dessert when you Scan to Pay with your BDO Credit Card until November 30.
    • Earn while you pay. Get a P100 SM eGift Card for every P5,000 spent (single or accumulated) when you Scan to Pay at SM Stores, SM Markets, and select SM Retail Affiliates until August 31.
    • Every payment adds up. Earn 1 Rewards Peso Point for every P100 minimum spend when you pay bills or buy load using BDO Pay until August 22.

Making every payment count. With BDO Pay, you can get more value from every peso you spend.

More treats? Yes, please.

    • No cash-in. With Scan to Pay, you can pay directly from your bank account or credit card by simply scanning QR codes anytime, anywhere.
    • Extra deals. Use your BDO credit and debit cards and unlock even more deals on BDO Pay.
    • From points to credits. Turn your Rewards Peso Points or Credit Card points into eGCs, transfer them to SMAC or to other BDO Rewards Cards, or convert them to cash credit as payment for your BDO credit card.

Enjoy rewards in no time

Download BDO Pay today from the App Store (iOS), Google Play Store for Android, or Huawei AppGallery for HarmonyOS to start getting more rewards with every transaction. Visit the BDO website for the complete promo mechanics and list of participating merchants.

Say Goodbye To Cash-In and Fees With BDO Pay

Are you paying too many cash-in fees? Are you responsible for managing both bill payments and convenience charges? Do you wish you could use your debit or credit card for shopping even if you’ve left the physical plastic at home?

If you said yes to one, two, or all three, it’s time to download and sign up for BDO Pay, a payment app that allows users to scan, send, and pay without having to cash in. Your chosen bank accounts or credit cards automatically link to the app.

To start enjoying the benefits of BDO Pay, simply download the app from the App Store, Google Play Store, or Huawei AppGallery. BDO Pay is easy to access, whatever brand of smartphone you own.

If you already have a BDO Online account, you can simply sign in using your BDO Online username and password—no registration is needed. BDO Pay will automatically reflect bank accounts and credit cards connected to your BDO Online account. You also have the option of linking and unlinking your choice of cards on BDO Pay anytime.

If you don’t have a BDO Online account yet, registering for BDO Pay is easy. Simply click ‘Sign-up’ and input the bank account and/or credit card you would like to use. Once your details are in, enter your preferred username and password, then log in with these credentials. Enable biometrics, set up your passkey, and select your default payment and receiving accounts.

From there, enjoy the benefits of BDO Pay, the app that finds ways to make everyday payments simple and hassle-free.

  • SCAN TO PAY. Simply scan QR codes using the app to make payments to merchants nationwide. The Scan to Pay feature prevents wrong account transfers or fraudulent cash-ins and cash-outs. With no need to cash in, BDO Pay saves you from awkward moments at the counter when you realize you don’t have enough funds in your mobile wallet.
  • SEND MONEY. Easily send money to other BDO accounts for free or to other banks or e-wallets for a low P10 fee when using InstaPay. With BDO Pay, transferring funds is convenient with no extra step of cashing in.
  • PAY BILLS. Easily settle your bills by paying over 1,800 billers directly from your BDO account or credit cards, all without any convenience fee. There’s no need to cash in!
  • REQUEST MONEY. Quickly request money from other BDO Pay users and watch the funds credited to your account in an instant. You can also track requests you’ve made or granted under the Manage Requests list.
  • SPLIT BILL. When dining or shopping as a group, you can easily split bills among family and friends. You will notify each person about the amount they need to pay. Split the bill equally or customize the amount for each person.
  • ACTIVATE BDO REWARDS. BDO bank account owners automatically qualify for BDO Rewards. Activate your Rewards Card on BDO Pay and start earning points that you can redeem for eGCs or convert to cash credit. You can also browse through various deals and discounts on BDO Pay.

Backed by the country’s leading bank, BDO Pay keeps your money safe and secure, so you can make digital payments with confidence. You have access to both online and offline customer support channels in case you have any queries or worries.

Download the BDO Pay app and sign up today. To learn more, you may visit https://www.bdo.com.ph/personal/digital/bdo-pay/.