Life moves fast, and your payment app should keep up—without extra fees and unnecessary complications. In a world where you can do almost anything with a tap, your digital payments shouldn’t come with added costs just to access your money. That’s the essence of BDO Pay: a payment app designed to simplify everyday finances, save you money on fees, and provide the convenience of managing everything in one place.
Keeping Things Simple and Free
Eliminate extra fees and unnecessary steps. BDO Pay offers a variety of ways to manage your money seamlessly:
– Send money for free to any BDO account, as well as to other banks and e-wallets through InstaPay or PesoNet.
– Pay bills to over 2,200 billers and purchase load without any fees.
– Scan QR codes for free—whether you’re paying at stores via QRPh with your BDO debit card, utilizing Scan to Pay with your BDO credit card, or withdrawing and depositing cash at QR-enabled ATMs.
Built for the Way You Pay
Paying shouldn’t feel like an overwhelming task, yet many Filipinos find themselves juggling multiple apps, cashing out funds, or incurring extra charges when completing everyday transactions.
To maximize the value of your transactions, BDO Pay allows you to pay directly from your linked BDO account or credit card, without needing to cash in. It also offers deals, discounts, and cashback opportunities to enhance your spending experience, all while keeping track of your rewards points in one convenient location.
You deserve a payment experience that works for you, not the other way around. With BDO Pay, every transaction is designed to be straightforward and rewarding, making it easier to navigate your day with confidence.
Better When Shared
Introduce your family and friends to the convenience and benefits of BDO Pay, and earn rewards together. From July 1 to September 30, 2026, you can convert referrals into cash. Share your referral code through the app. Once your loved ones sign up and enter the code, you’ll receive ₱100 in cash credits, and they’ll get ₱50 too. Here’s how it works:
1. Open the BDO Pay app, tap on “More,” and select “Refer a Friend.”
2. Copy your referral code or tap “Invite Friends” to share it.
3. Choose a messaging app and send the referral code to your friend.
4. Your friend can download and sign up for BDO Pay, enter the referral code during sign-up, and complete the registration process.
It’s easy and a thoughtful way to help those you care about enjoy the benefits of cashless payments while earning rewards together.
No Fees, Just Pay
The era of paying extra for convenience is coming to an end. If you’re ready to simplify your payment transactions with zero fees, it’s time to choose BDO Pay! Download it now from the App Store (iOS), Google Play Store (Android), or Huawei AppGallery (HarmonyOS).