Tag: BDO Pay

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Your Next Cash Reward Is Just A ‘Share’ Away

With BDO Pay, handling daily transactions is now simpler, faster, and more rewarding. You can settle bills, split group payments, and send money right from your phone in seconds.

And now, you can also earn cash rewards of up to ₱1,000 per month together with your family and friends through BDO Pay’s Refer a Friend Promo.

Sharing made rewarding

If you’re already a BDO Pay user, you can invite your friends and family with BDO accounts to download the app using your Referral Code until June 30, 2026

Turn referrals into cash in 3 easy steps:

    • Open your BDO Pay app, click “More” and then the “Refer a Friend” icon
    • Click the copy button or “Invite Friends” to share the referral code
    • Select which messaging app to use to share the referral code. 

Turn shared moments into cash rewards. Make your hangout with friends more fun and rewarding with BDO Pay’s Refer a Friend Promo.

After the referred client receives the referral code, they can download and sign up for BDO Pay, then enter the referral code to complete the sign-up process.

When they register and enter your code, both of you receive ₱50 cash credits—a simple bonus that quickly adds up when shared with the people you spend time with every day.

Beyond referrals, BDO Pay keeps everyday payments more convenient. You can scan QR codes to pay merchants directly from your BDO credit card or bank account, split group bills down to the centavo, pay bills to over 2,100 billers with no fees, and send money to other BDO accounts for free or to other banks and digital wallets for only ₱10.

For BDO credit card holders, the app provides an extra layer of safety. Lock and unlock your credit card instantly, manage your credit card services, explore installment offers, and continue earning rewards points on your purchases. Through BDO Pay, you can also access exclusive BDO Deals, redeem Rewards Peso Points for e-gifts, or convert points to pay your bill.

Even without a BDO account, you can start using the app by opening a BDO basic account with no initial deposit or maintaining balance.

Ready to enjoy and share the rewards? Download BDO Pay today on the App Store (iOS), Google Play Store (Android), or Huawei AppGallery (HarmonyOS).

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Power Up Your Wallet: How the BDO Pay App Makes Credit Card Management Easier Than Ever

In today’s fast-paced, mobile-first world, convenience has become just as important as security when it comes to managing personal finances. From online shopping to paying everyday bills, people want tools that make transactions quick, safe, and easy to track. That’s exactly where the BDO Pay app steps in—transforming the way users manage their BDO Unibank credit cards.

Designed for modern lifestyles, the app brings together control, flexibility, and real-time updates, giving cardholders the power to monitor their finances anytime and anywhere.

A Smarter Way to Manage Your Credit Card

Managing a credit card doesn’t have to involve multiple platforms or long waits on customer service lines. With BDO Pay, users can access essential information instantly—from checking outstanding balances to tracking recent transactions.

The app allows cardholders to view statements, monitor spending, and see payment due dates all in one place. Instead of navigating through different systems, everything you need to manage your BDO Credit Card is available through a few taps on your smartphone.

For people juggling work, errands, and online purchases, having real-time access to financial information provides greater clarity and control over spending.

Security That’s in Your Hands

Security remains a top concern for credit card users, and the app addresses this with features that give users direct control over their cards.

With BDO Pay, you can instantly lock your credit card when it’s not in use and unlock it again when you’re ready to make a transaction. This simple yet powerful feature helps protect against unauthorized use.

Beyond that, the app allows users to activate their credit cards, access e-statements, and even file disputes—all without needing to call customer service. It’s a practical solution for users who value both efficiency and peace of mind.

Everyday Services Made Simple

The app also simplifies several tasks that used to require branch visits or phone calls.

Through BDO Pay, users can request card re-delivery, apply for a Cash Advance PIN, or check the status of a credit card application. Need to add a supplementary card for a family member? That can also be done directly within the app.

By consolidating these services into a single platform, BDO Pay turns routine banking tasks into quick, manageable actions.

Pay Without the Physical Card

One of the most convenient features of BDO Pay is its Scan to Pay function. Instead of bringing out a physical card, users can simply scan QR codes at participating merchants across the country to complete purchases.

This option not only speeds up transactions but also reduces the risks associated with carrying cash or making incorrect digital transfers. Since the payment is directly linked to your credit card, there’s no need to preload funds or worry about running out of balance during checkout.

Earn Rewards While You Spend

Every qualifying purchase made through a linked BDO Credit Card also earns reward points. These points can be converted into cash credits for future purchases or transferred to loyalty programs such as BDO Rewards, SMAC, or SMAC Prestige, allowing users to enjoy additional perks and member privileges.

It’s a system that rewards everyday spending while giving users more flexibility in how they enjoy their points.

Banking Built for a Mobile Lifestyle

As digital payments continue to shape the way people shop, travel, and manage finances, tools like BDO Pay are redefining what credit cards can do.

By combining financial control, everyday convenience, and built-in security, the app transforms the traditional credit card into a smarter financial companion—perfect for today’s connected lifestyle.

Users can download BDO Pay for free through the Apple App Store, Google Play, or Huawei AppGallery and start exploring exclusive dining deals, shopping rewards, and seamless payment experiences right from their mobile devices.

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Payments Today, Rewards Tomorrow: Make Every Transaction Count with BDO Pay

Why stop at simply paying when every transaction can give you more? With BDO Pay, settling your everyday expenses goes beyond speed and convenience—it turns each payment into a rewarding experience. Every scan, bill payment, or mobile load top-up brings you closer to exciting rewards and exclusive deals that add extra value to your daily spending.

From shopping at your favorite stores to taking care of essentials, BDO Pay makes sure you earn while you spend.

Shop Smart, Earn Instantly

From February 1 to March 31, 2026, using BDO Pay’s Scan to Pay at SM Store and SM Retail affiliates gets even more rewarding. For every ₱5,000 accumulated spend, you’ll receive a ₱100 SM eVoucher, with up to ₱300 worth of eVouchers available per customer during the promo period.

Whether you’re stocking up on beauty essentials at Watsons, restocking your pantry at SM Supermarket, adding stylish touches to your home from Our Home, or browsing exciting finds at SM Store, BDO Pay helps you get more value from every purchase.

Load Up on Points

Rewards don’t stop at shopping. From January 16 to March 31, 2026, every time you Pay Bills or Buy Load through the BDO Pay app, you earn 1 Rewards Point for every ₱100 spent.

Getting started is easy—just log in to the BDO Pay app, activate your BDO Rewards Card, and start earning points instantly. You can also track your rewards anytime, all in one place.

Simple, Secure, and Designed for Your Lifestyle

BDO Pay is built to make everyday transactions effortless. With features like Pay Bills, Send Money, Scan to Pay, Split Bill, and Request Money, managing your finances is quick, safe, and seamless. Add exclusive rewards into the mix, and every transaction becomes even more worthwhile.

Make every payment count. Download BDO Pay from the App Store, Google Play, or AppGallery, sign in using your BDO Online username and password, and experience how convenience and rewards work better together.

For full promo details and the complete list of participating SM Retail merchants, visit bdo.com.ph/bdopay-evouchers.

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There are no costs for Autosweep and Easytrip reloads with BDO Pay.

You’re driving when you suddenly notice that your RFID account balance is low. You don’t have time to stop at a convenience shop for more money, and you prefer not to switch to the cash lane at the toll gate, which would mean waiting in a longer line.

Let BDO Pay help you out. You save time, effort, and money using it since there are no cash-in or convenience fees. Other payment applications can charge up to P12 to add money to your account. For drivers who have to add money to their RFID loads often, the savings pile up over time, allowing you to make your budget go further, whether it’s for petrol, snacks, coffee for the journey, or parking fees at your destination.

BDO Pay is an everyday payment app that lets you scan, send, and pay practically anyplace without needing to cash in. It’s powered by the country’s biggest bank. You can pay with any of your linked BDO accounts, like savings, checking, or credit cards. And since BDO backs it, you can be sure that your transactions are safe, reliable, and secure.

This is how you do it:

Just click on Pay Bills on the BDO Pay home screen. Then click “Transportation” and scroll down to pick either “Autosweep RFID” or “Easytrip RFID.” On the next page, type in your account number, subscriber account name, and the amount you want to load. Click Pay after choosing the account you wish to pay from. That’s it! Autosweep transactions load immediately, and Easytrip posts them right away if you complete the transaction before 10:00 PM.

Save it as a favorite and limit the taps to a minimum for an even speedier transaction next time.

Every time you pay, save. BDO Pay makes it faster and cheaper to reload your RFID accounts.

Paying your bills? No expenses, just ease

With BDO Pay, you can pay not only your RFID accounts but also other bills without incurring any convenience fees. You can pay your bills using your BDO account anytime, anyplace. There are more than 2,100 billers to choose from. Electric corporations, government entities, insurance firms, colleges, and even charities are all on the list.

Get BDO Pay now

Are you new to BDO Pay? Download the software from the software store, Google Play Store, or AppGallery and start enjoying no fees and no cash in. You don’t have to sign up; just log in with your BDO Online username and password. To start paying with the app, log in and connect your BDO bank account and credit cards.

You can make a BDO Online account and use your login information to sign up for BDO Pay if you have at least one BDO account or credit card but have not yet signed up for online banking. You can only choose Credit Card if you don’t already have a BDO Savings or Checking Account to utilize the app.

Need help? You may get help from BDO online and offline. You can call their 24/7 hotline at (+632) 8888-0000, visit one of their 1,200 branches around the country, or go to their website at www.bdo.com.ph.

Find out how to pay smarter with BDO Pay today.

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Belle Mariano Makes BDO Pay A Family Affair

While bonding with her younger sister, Belle Mariano flexes the convenience of BDO Pay for all her expenses

Belle Mariano is booked and busy, with her schedule packed full of shoots, filming, guest appearances, rehearsals, and more. But she always makes sure to take a break so she can spend time with family.

In a recent vlog, Belle joined younger sibling Daniela for a chill sister date. “Daniela and I just celebrated our birthdays, but we both haven’t gotten the time to spend with each other, and hindi pa kami nag da-date, so long overdue na.”

The only payment app Belle needs

On their way out, Belle tells Daniela, “I rarely bring my wallet na, kasi I have BDO Pay.” It’s all she needs. With her everyday payment app, Belle can confidently leave her wallet at home.

Powered by the country’s leading bank, BDO Pay lets users scan to pay, send money, and pay bills without ever needing to cash in. BDO clients can easily link their choice of bank accounts and credit cards to the app, making every transaction effortless. Each time they scan, send, pay, or even split the bill, users can simply choose which account or card to use.

Scan to Pay

After the two enjoyed a delicious meal, Belle was ready to go, but Daniela reminded her about the bill. “I settled na” says Belle while hurrying her sister so they can squeeze in grocery shopping. “I used BDO Pay; download mo na kasi.”

At the grocery store, it was Daniela’s turn to pay, but she realized she had left her wallet. Belle joked, This is probably no accident, “but it’s okay, kasi may lifesaver tayo. I’ll use my BDO Pay.” She heads for the cashier with her app ready and pays via QR PH in seconds.

“Download BDO Pay, use your BDO Online details to log in, and then you can pay through QR,” Belle instructs her sister, just how quick and easy it was. Daniela didn’t need any more convincing and took her big sister’s advice.

Discover the convenience of BDO Pay today. Join Belle and Daniela and download the app from the App Store, Google Play Store, or Huawei AppGallery. No registration needed! Simply sign in using your BDO Online username and password, and you can start to scan, send, and pay with BDO Pay.

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Use BDO Pay to scan, send, and pay—just like Belle Mariano.

Belle Mariano, a Gen Z star, is sharing a money slay tip with her millions of TikTok, Instagram, X, and Facebook followers. Belle recently revealed that she uses BDO Pay for her everyday payments.

Her busy schedule includes trips to both domestic and international destinations. This is why BDO Pay was the ideal fit for her. “Convenience is everything!” She exclaimed, “You never know; what if your wallet is in the car or at home?” “But with BDO Pay, you don’t have to worry. It’s just a quick tap or scan. BDO Pay offers convenient access to your wallet from any location.

BDO Pay is a daily payment app that allows you to scan, send, and pay with your preferred cards without having to cash in.

Belle acknowledged that the final feature was the decisive factor in her decision to utilise BDO Pay. “What I like about BDO Pay is that you don’t have to cash in. You can directly link it to your preferred BDO account or credit card. You don’t have to go through the hassle of, oh my gosh, cashing in. It’s easy to transport everywhere, which makes it ideal for Gen Zers like me.”

Belle understands the value of hard work and financial acumen, having started working at the age of nine. “It’s nice to spend money on ourselves and treat ourselves from time to time. But we must know when to stop spending. Gen Zs are fortunate to have guidance from their parents and mentors, and we should listen to their advice.”

Follow Belle and discover everything she likes about BDO Pay:

* Pay bills to over 1,800 billers with NO fees
* Scan to pay in thousands of stores nationwide
* Send money instantly for FREE to BDO accounts, or only P10 to other banks and e-wallets
* Split bills with friends and family easily
* Earn rewards for savings, on top of interest payments
* Access face-to-face customer service at over 1,200 BDO branches nationwide
* Contact BDO’s 24/7 customer assistance hotline for any concerns
* Keeps her money safe, backed by the country’s largest bank

Join Belle and see for yourself how BDO continues to find ways to make everyday payments simple and hassle-free.

Download BDO Pay and sign up now. Learn more at bdo.com.ph/personal/digital/bdo-pay.