Tap, Scan, or Card? GCash Offers 3 Ways to Go Cashless on Your MRT-3 Commute

Commuters can now choose their own way to pay for MRT-3 rides using their GCash wallet

Every MRT-3 commuter knows the struggle of having to line up for tickets and fumbling for spare change, especially during rush hour. Starting this month, you can now use GCash to pay for your MRT-3 trips, making everyday commuting faster and easier!

In partnership with the Department of Transportation, GCash has introduced a cashless automated fare collection system at the MRT-3, significantly enhancing the commuter journey. Now, you can pay for your trips in new, easy ways, saving you from long queues and giving you access to a dedicated MRT fast lane. As long as you have a PHP 28 minimum balance in your GCash wallet (the maximum fare for a North Avenue-Taft trip), you’re ready to go! The full amount will be deducted upon entry, and your change will be reflected on your GCash wallet upon exit—you can verify the details on your app’s Transaction History.

Forget cash or exact coins—your exact fare is seamlessly deducted from your GCash wallet. You can always check your balance and easily top up anytime, because you’re using your e-wallet directly. Best of all, your phone with the GCash app or GCash Visa Card is all you need!

Here are new, easy ways you can use GCash at the MRT-3:

Tap to Pay using your phone.

Are you using an NFC-enabled Android phone? Great news! Your device is now your ticket for a seamless entry and exit pass.

To get started, GCash Tap to Pay is a quick, one-time activation:

    1. Simply tap Settings in your GCash app.
    2. Turn on the NFC feature.
    3. Log in to your GCash account.
    4. Select “Tap to Pay” and agree to the terms and conditions..

Once activated, paying for your MRT-3 ride is just two taps away. Just log in and open your GCash app, then tap your phone on the turnstile upon entry to proceed to the platform.

Scan your GCash Commute QR

There is no NFC available for tapping. No worries! You can still enjoy the convenience of cashless commuting by generating a Commute QR code on your GCash app, serving as your digital ticket without the need to input any station details.

Here’s how easy it is:

    1. At the start of the trip, tap Commute on the GCash app.
    2. Click Generate QR. You may download the QR or take a screenshot.
    3. In the MRT fast lane, position your phone toward the scanner.
    4. Once scanned, you’re all set to proceed to the train platform.

Upon exit, just scan the same QR code again, and the exact fare will be automatically deducted from your account. For Globe and TM users, this feature works even without mobile data!

Tap your GCash Visa Card

Are you experiencing a spotty signal, running out of battery, or do you simply prefer using a card? You can still breeze through your MRT-3 ride using your GCash Visa Card. Just like the current card ticketing system, you can simply tap your card upon entry and again upon exit. What’s excellent about the GCash Visa Card is that it’s linked to your GCash wallet for a leveled-up experience! You don’t need to line up to load; you can use it not only to pay for MRT rides but also for shopping at millions of online and offline stores, and you can withdraw from your GCash at any ATM for as low as P10. During the soft launch of the cards, your change will be credited to your GCash account 24 hours after your MRT trip. See the details on your app’s Transaction History.

To use this convenient feature, order your GCash Visa Card on the app, and when you receive it, make sure to link it to your GCash account:

    1. Tap ‘Cards’ in the GCash app to order or link your GCash Visa Card.
    2. To order—select ‘Order a Card,’ then input your delivery address and pay P250. It will be delivered to you in 7-10 days.
    3. To link, select ‘Link my Card,’ then input the One-Time Pin (OTP) and submit.
    4. Enter the last 4 digits of your card and your virtual account number found at the back, then submit.

With new convenient ways to pay at the MRT-3 station, your everyday commute just got a significant upgrade. Whether you tap, scan, or use your card, you are not just skipping one extra line and saving yourself time but also experiencing a global, innovative way to pay with GCash!

Ready to power up your commute journey? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery.

How To Live Your Best Summer Ever, According To Heart Evangelista

Summer is now underway and brings with it a season of leisurely holidays and thrilling trips. Although everyone has their ideal summer bucket list, we could all use a suggestion or two to make the most of this season. Count on no less than renowned fashion and lifestyle star Heart Evangelista to help you make this summer the best ever. Heart, who was just introduced as the face of the GCash summer campaign, tells tales and glimpses of how she intends to realise her fantasy summer. Heart spills it all from the ideal day in one of her beloved locations, her tried-and-true travel tips, and even her most recent finding on the best method to pay when travelling.

“Summers are always so special to me. Ever since I was a kid, it’s the season I look forward to the most because summer meant travelling and making new memories,” she shares.

Recently ruling Paris and Milan Fashion Weeks, the actress admits that her ideal summer vacation this year is not too far from home: “Japan—I love it this season. It’s also a special place that I love visiting with my husband and our kids. My sisters and I also have many great memories there.”

Heart remembers all the excursions she has taken in Tokyo and has already developed the ideal schedule for the city she wishes everyone to visit: “I’ll start with sushi in Omotesando, then coffee in a quaint cafe in the area, followed by hours of vintage designer shopping. I’ve found so many treasures at great prices over the years—from bags, shoes, jackets, and jewellery. I’ll end the day getting lost in Don Quijote buying anik-anik, then eat snacks at a convenience store before calling it a day. I’m getting excited just thinking about it!”

Photo taken by: Nikko Mendoza
Heart Evangelista on a night out in Paris during Fashion Week 2025

Given her frequent travels, often hopping between Manila and other destinations around the world, it’s safe to assume that Heart has already perfected her pre-travel preparations. Of course she has. She has the crucial stuff organised in her thoughts weeks before a trip—we’re talking about clothes and shopping. Her mindset for the season dictates how she prepares outfits in advance and dedicates at least a day to packing and organising, which naturally includes budgeting. “I’m better at budgeting now! I’ll set a budget for the trip, transfer it to my GCash account, and use my GCash Card for the trip. That way, I have better control of my spending. It’s so convenient,” she shares.

Heart dreams of a summer journey reminiscent of a montage of her travels in real life in the recently released GCash film featuring the actress. One moment, she was shopping for a purse in Japan; the next, she was enjoying a mango shake in beautiful Boracay—all with her reliable travel companion, her GCash card.

Heart remembers an occasion when GCash demonstrated its simplicity even more: “I was shopping in an airport abroad when I found a lipstick that I knew a dear friend had been looking for. Even though it was already late in Manila, I called my friend, who became ecstatic and asked me to purchase all the stocks they had. I immediately tapped my GCash Card, and that was that! I tapped my GCash Card, and the exchange rate was also really good. She also added that she and her team rely heavily on their GCash cards when abroad to be stress-free. “We use it for cabs, booking cars, buying snacks, shopping—everything!”

Photo taken by: Nikko Mendoza
Heart Evangelista in Paris during Fashion Week 2025

Heart advises GCash users to maximise the tools and services on the app they could be overlooking to have a fuss-free journey. Although most users just know the ease of sending money and paying basic bills on the app, GCash really offers many services that can save you valuable time and money, particularly when travelling. First of all, your GCash Card serves as a debit card for convenience in transactions and may be used to withdraw money from ATMs at reasonable exchange rates, relieving you of concern about locating money changers overseas. “The GCash Card is the best way to pay abroad for me. The card’s low forex and service fees, along with its absence of hidden charges, are truly life-changing, according to Heart.

Another advantage of GCash’s GlobalPay function is that it lets customers quickly pay via QR in chosen stores, unlocking discounts and rewards overseas. Using Scan To Pay in a few chosen stores until April 30, 2025, will allow you to earn a 10% discount in Japan. One other feature Heart strongly recommends is GInsure: “Travel insurance is truly important—you never know what’s going to happen. Many people forget about this, but this is a tip I always give for a stress-free trip. Once you have insurance, you can have the best summer,” she says. Users can effortlessly purchase travel insurance for international trips with GInsure, which covers trip cancellations, lost baggage, flight delays, medical emergencies, and more for as low as P350 and offers coverage up to P2.5 million.

When asked how she thinks summer trips can be both memorable and rewarding, Heart says not to forget to live in the moment. “Enjoy the moment when you’re finally on the trip you planned and saved up for. Remember, it’s a summer trip to make memories and milestones—take many photos and, yes, reward yourself with delicious food and indulge in a bit of shopping with GCash. I’m serious!”

The globe is Heart’s runway, and she is eager to bring her ideal summer to pass. “Elevated basics and understated elegance are my mood board for this summer trip. I’ll pair my neutral outfits with an intriguing bag in tow—with my GCash Card inside, of course,” she quips. Like Heart, we can all support GCash to bring our ideal summers to pass. GCash is your dependable friend, whether your trip is local, overseas, or just staycations—cozying up in hotels. With your GCash Card, enjoy cashless transactions, use Global Pay to unlock benefits, and stay safe and secure with GInsure. Are you planning to indulge in some summer shopping? Using GGives will help you pay less. There are numerous opportunities.

Download the GCash app to find out how you may spend your summer to remember. View Heart’s fantasy summer film on GCash’s social media pages.