Tag: Banking

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Payments Today, Rewards Tomorrow: Make Every Transaction Count with BDO Pay

Why stop at simply paying when every transaction can give you more? With BDO Pay, settling your everyday expenses goes beyond speed and convenience—it turns each payment into a rewarding experience. Every scan, bill payment, or mobile load top-up brings you closer to exciting rewards and exclusive deals that add extra value to your daily spending.

From shopping at your favorite stores to taking care of essentials, BDO Pay makes sure you earn while you spend.

Shop Smart, Earn Instantly

From February 1 to March 31, 2026, using BDO Pay’s Scan to Pay at SM Store and SM Retail affiliates gets even more rewarding. For every ₱5,000 accumulated spend, you’ll receive a ₱100 SM eVoucher, with up to ₱300 worth of eVouchers available per customer during the promo period.

Whether you’re stocking up on beauty essentials at Watsons, restocking your pantry at SM Supermarket, adding stylish touches to your home from Our Home, or browsing exciting finds at SM Store, BDO Pay helps you get more value from every purchase.

Load Up on Points

Rewards don’t stop at shopping. From January 16 to March 31, 2026, every time you Pay Bills or Buy Load through the BDO Pay app, you earn 1 Rewards Point for every ₱100 spent.

Getting started is easy—just log in to the BDO Pay app, activate your BDO Rewards Card, and start earning points instantly. You can also track your rewards anytime, all in one place.

Simple, Secure, and Designed for Your Lifestyle

BDO Pay is built to make everyday transactions effortless. With features like Pay Bills, Send Money, Scan to Pay, Split Bill, and Request Money, managing your finances is quick, safe, and seamless. Add exclusive rewards into the mix, and every transaction becomes even more worthwhile.

Make every payment count. Download BDO Pay from the App Store, Google Play, or AppGallery, sign in using your BDO Online username and password, and experience how convenience and rewards work better together.

For full promo details and the complete list of participating SM Retail merchants, visit bdo.com.ph/bdopay-evouchers.

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Say Goodbye To Cash-In and Fees With BDO Pay

Are you paying too many cash-in fees? Are you responsible for managing both bill payments and convenience charges? Do you wish you could use your debit or credit card for shopping even if you’ve left the physical plastic at home?

If you said yes to one, two, or all three, it’s time to download and sign up for BDO Pay, a payment app that allows users to scan, send, and pay without having to cash in. Your chosen bank accounts or credit cards automatically link to the app.

To start enjoying the benefits of BDO Pay, simply download the app from the App Store, Google Play Store, or Huawei AppGallery. BDO Pay is easy to access, whatever brand of smartphone you own.

If you already have a BDO Online account, you can simply sign in using your BDO Online username and password—no registration is needed. BDO Pay will automatically reflect bank accounts and credit cards connected to your BDO Online account. You also have the option of linking and unlinking your choice of cards on BDO Pay anytime.

If you don’t have a BDO Online account yet, registering for BDO Pay is easy. Simply click ‘Sign-up’ and input the bank account and/or credit card you would like to use. Once your details are in, enter your preferred username and password, then log in with these credentials. Enable biometrics, set up your passkey, and select your default payment and receiving accounts.

From there, enjoy the benefits of BDO Pay, the app that finds ways to make everyday payments simple and hassle-free.

  • SCAN TO PAY. Simply scan QR codes using the app to make payments to merchants nationwide. The Scan to Pay feature prevents wrong account transfers or fraudulent cash-ins and cash-outs. With no need to cash in, BDO Pay saves you from awkward moments at the counter when you realize you don’t have enough funds in your mobile wallet.
  • SEND MONEY. Easily send money to other BDO accounts for free or to other banks or e-wallets for a low P10 fee when using InstaPay. With BDO Pay, transferring funds is convenient with no extra step of cashing in.
  • PAY BILLS. Easily settle your bills by paying over 1,800 billers directly from your BDO account or credit cards, all without any convenience fee. There’s no need to cash in!
  • REQUEST MONEY. Quickly request money from other BDO Pay users and watch the funds credited to your account in an instant. You can also track requests you’ve made or granted under the Manage Requests list.
  • SPLIT BILL. When dining or shopping as a group, you can easily split bills among family and friends. You will notify each person about the amount they need to pay. Split the bill equally or customize the amount for each person.
  • ACTIVATE BDO REWARDS. BDO bank account owners automatically qualify for BDO Rewards. Activate your Rewards Card on BDO Pay and start earning points that you can redeem for eGCs or convert to cash credit. You can also browse through various deals and discounts on BDO Pay.

Backed by the country’s leading bank, BDO Pay keeps your money safe and secure, so you can make digital payments with confidence. You have access to both online and offline customer support channels in case you have any queries or worries.

Download the BDO Pay app and sign up today. To learn more, you may visit https://www.bdo.com.ph/personal/digital/bdo-pay/.