Through Pamaskong Handog 2025, BDO and SM will continue their holiday practice of honoring Filipinos living abroad

The holidays are a time for many Filipino families to get together, celebrate, and be thankful. But for the millions of Filipinos who still work abroad, Christmas often means another year of watching important events from afar.

BDO Unibank, Inc. (BDO) and SM Supermalls will hold their annual community celebration, Pamaskong Handog, again on Dec. 6 in SM City Sto. Tomas and on Dec. 13 in SM City Laoag. The goal is to honor their sacrifices and bring families closer together, even if they live far away.

A beloved custom for more than ten years, Pamaskong Handog started as a way for BDO to thank Filipinos who worked abroad in places like Hong Kong, Singapore, Japan, Italy, and the Middle East. Over the years, it has grown into several happy events that allow families to get together and enjoy “Pasko sa Pinas.”

This celebration every year has always shown BDO’s dedication to Alagang Kabayan, a type of care that is based on knowing OFs’ hopes, struggles, and strengths. BDO makes sure that all money sent home gets there safely and easily, and Pamaskong Handog strengthens the emotional bond by reminding each of them that they are seen, valued, and honored.

This year’s message highlights the partnership between BDO and SM.

“Abot ang pangarap kasama ang BDO at SM” is this year’s message, and it says something simple but very important: dreams aren’t meant to be carried alone. Filipinos can count on BDO and SM to help them every step of the way, whether they are building a house, starting a business, saving for retirement, or making sure their kids go to school.

BDO makes sure that every Filipino family, whether they live in the Philippines or another country, has access to safe and helpful banking services that help them reach their goals through goods and services like BDO Kabayan Savings, BDO Pay, Kabayan Loans, Cash Agad, and other financial solutions.

A party with lots of fun, music, and important ties

The Pamaskong Handog celebrations this year look like they will be lively and emotional. The celebration is even more special because Piolo Pascual, who has been a BDO ambassador for remittances for a long time, is returning. His genuine concern for Filipino families has made him a familiar and comforting figure in BDO’s community activities around the world.

Lifestyle star Small Laude will be joining the fun with her witty and lively personality. Also joining are the crowd-favorite comedy and content group Beks Battalion, who will make everyone laugh, play games, and feel truly joyful during the holiday season.

People who go can look forward to exciting prizes, events for the whole family, and the chance to catch up with kababayans, which is the Filipino word for “family.”

A coming home of the heart

Pamaskong Handog has touched the lives of many Filipino families every year, bringing back memories of hometown fiestas, reunions full of laughter, and just being together. This is more than just an event; it’s a celebration of who we are, our thanks, and our love for those who have given so much to make the lives of those they love better.

BDO is always there for OFs through Alagang Kabayan, not just during the holidays. Because there is one truth that doesn’t change: ang pangarap, mas kaya kapag may kasama. Talk about the plan with BDO and SM.

Follow the BDO Kabayan Facebook Page to get more news and to watch Pamaskong Handog Live.

Alden’s Tip: Use BDO To Earn One Million Rewards Points By Saving Now.

“Don’t hesitate to seize the opportunity to start saving—there’s no better time than now to open an account,” advises actor and entrepreneur Alden Richards. He is entirely correct.

Open a new BDO account between October 9 and December 31, 2025, for your chance to win an incredible 1 million points in BDO’s Holiday Million Rewards Raffle promo. Join us for an exciting opportunity as over 100 winners will split a whopping 3 million BDO Rewards Points in our monthly draws running from November to January!

Unlock incredible rewards today

To qualify, just visit your preferred BDO branch and open any of the following accounts: ATM Savings, Passbook Savings, Kabayan Savings, Prime Savers, Junior Savers, Smart Checking, or Peso Checking. Don’t forget to complete the raffle registration form while you’re there!

Secure your chance to win by depositing at least P50,000 in fresh funds for raffle entries. Deposit and maintain P50,000 in your account to earn one exciting raffle entry! The more you save, the higher your odds of success.
Additionally, download and register for BDO Pay, your go-to payment app, to secure an extra raffle entry.

Banking that offers rewards beyond expectations

Experience a seamless journey in banking with BDO, where simplicity, ease, and security come together for your financial needs. Experience effortless access to digital services such as BDO Online Banking and BDO Pay, while earning points and exclusive perks with BDO Rewards every time you save or spend.

Discover the exciting details of BDO’s Holiday Million Rewards Raffle promo by visiting the nearest BDO branch or checking out www.bdo.com.ph.

5 Reasons Why Smart Travelers Never Skip Travel Insurance

Don’t let holiday surprises ruin your trip—peace of mind is just a step away

You’ve planned every detail of your getaway, from flights and hotels to sightseeing and festive dining. But even the best-laid plans can hit a snag, especially during the busy holiday season.

Travel with confidence. Your holiday getaway can be worry-free from unexpected surprises with BDO Insure.

These ’ber months, enjoy your upcoming vacation without the stress of costly travel disruptions from unforeseen events. Experts agree: travel insurance is a smart move—and here are 5 key reasons why savvy travelers swear by it.

    1. Accidents happen. Accidents or unexpected illnesses can happen when traveling. With travel insurance, emergency medical coverage up to P500,000 starts at just P350. You can also upgrade your plan to include emergency care for pre-existing conditions and extreme activities.
    2. Flights get delayed or cancelled. Insurance can cover flight delays of 6 hours or more. For cancelled flights, you can claim prepaid, non-refundable costs like airline tickets, hotels, and transfers.
    3. Travel plans change. Unexpected events like severe weather or family emergencies can force you to cancel or cut your trip short. In such cases, your plan may reimburse non-refundable expenses within your coverage limits.
    4. Luggage issues are common. If your baggage is delayed or damaged, you can be reimbursed for essentials like clothing and toiletries. And if it’s confirmed lost or stolen, you can claim the value of items—up to your policy limits—including valuables like passports, cameras, and electronics.
    5. 24/7 global assistance. Travel plans provide access to a 24/7 multilingual global hotline, which can assist you in finding a medical facility or replacing a lost passport. 

Your key to a hassle-free holiday

While it’s tempting to skip insurance to save a few pesos, the cost of coverage is small compared to the financial impact of emergencies or cancellations.

With BDO Insure, travelers can enjoy worry-free journeys through tailored, budget-friendly packages—expertly selected from top insurance providers to suit every kind of trip.

Throughout October, enjoy discounts on travel insurance premiums during the BDO Travel Sale online. BDO Insure provides Schengen Visa-compliant plans with Covid-19 coverage if you’re traveling to Europe.

Safeguard your travel plans, your peace of mind, and the memories you’re about to make. Your journey deserves nothing less.

Keep Your Children’s Dreams Alive with a Plan B

Help your child achieve their goals even when you’re no longer around

“I want to be like you, Mama.” These are the words every parent wishes to hear, hoping their children will carry with them always. Your children’s aspirations are boundless, whether they are to become doctors, build bridges, or follow in your artistic footsteps.

But life doesn’t always go as planned. When a parent is no longer there to provide the means, these dreams shouldn’t have to fade. With life insurance, a parent’s love continues to protect even in their absence, ensuring that a child can finish school in the home they grew up in and have whatever they need to pursue their career aspirations.

It’s easy to think of life insurance as just another expense. But it is much more than that. It’s the safety net—the Plan B—that keeps their dreams alive and their plans on track. Without it, a premature loss can undo everything you have worked so hard to build. With a Plan B, your children enjoy the opportunity to keep moving forward, even when life takes an unexpected turn.

“Watching our children grow up, aspiring to follow our footsteps—just fills us with immense joy and compels us to provide them with every opportunity to realize those dreams, no matter what the future may bring,” expressed Renato Vergel De Dios, President and CEO of BDO Life. “Life insurance has to be the simplest, most powerful solution to sustaining those aspirations, even amidst life’s toughest challenges.”

Life insurance benefits intervene in those unforeseen circumstances to maintain routines and uphold the foundations established over the years. It gives your kids the confidence and stability to pursue their goals. That kind of security is a legacy that no loss can ever take away.

Get started on your Plan B

“As parents, our goal is to support our children wherever their journey leads them,” Vergel de Dios remarked. “The benefits of life insurance will enable us to fulfill that promise, even when we are no longer around. Our way of ensuring that life will be okay, no matter what the future holds.”

Start your Plan B today by visiting the BDO branch nearest you. BDO Life Financial Advisors in BDO branches can help you find the right plan, customized to your needs and budget.

You can also explore BDO Life’s range of financial solutions and get a quote for free by visiting www.bdo.com.ph/bdo-life/get-a-quote.

Alden Richards Spotted at BDO.

As he takes on some demanding roles in movies and on television, Alden Richards always looks assured. However, in his most recent video, Alden seems like a genuinely pleased BDO client—no acting required.

When I hear BDO, my first thought is safety In an interview, Alden remarked, “BDO is the right partner for me.” He felt safe with BDO because of their 50 years of experience.

In his latest video, Alden helps a stressed-out customer finish a lengthy list of tasks at the branch. The Universal Teller Machine and the Service Assist Machine, or SAM, are just two of the several digital advances he highlights.

Customers’ familiar ATMs are vastly different from the Universal Teller Machine. You are able to accomplish tasks that are often performed in person, such as depositing cheques and updating passbooks. Customers of BDO can also use QR codes and biometrics to make cashless transactions.

At the same time, instead of filling out paper forms, you can use SAM to input your transaction details when you visit a branch. To make your wait more bearable, we’ll issue you a queue number.

Another way that BDO’s Account Assist Kiosk streamlines banking is by eliminating the need for paper forms while opening an account at the branch. Using biometrics or a debit card and PIN, this machine makes it easy for BDO customers to access their accounts and apply for loans and credit cards. For your convenience, the forms are pre-filled automatically.

Transforming banking convenience into a digital phenomenon

Although he rarely carries cash anymore, Alden freely confesses that most of his transactions are digital these days. He can pay for both little and large purchases with ease thanks to BDO.

Now more than ever, it’s about getting digital. He revealed that BDO is following suit, embracing digital to provide its clients with greater convenience.

Alden values the ability to speak with a helpful branch officer whenever he needs to and the convenience of being able to enquire about various financial products and services all in one visit, even if BDO provides access to a virtual universe of options.

For further information on loans, credit cards, insurance, or investments, Alden directs the consumer to meet with BDO Connect product specialists in person or online.

I’ve used BDO’s services for over ten years now. Additionally, I am grateful since BDO provides me with various branch possibilities. Alden recalled that there was some personal guidance to help him grow his savings.

The bank trips are always prearranged by Alden because of his hectic schedule. Follow his lead and schedule an appointment at your nearest branch with only a few clicks at www.bdo.com.ph/book-your-visit. You can better organise your day, and it’s easy to use.

You can also open a BDO account online at any time via www.bdo.com.ph/apply from the comfort of your home or office, or really anyplace else. A valid form of identification, some time on your laptop or phone, and a short video conversation with an agent from BDO are all that is required.

Choose Alden; you have the option to bank at any of BDO’s countrywide branches and enjoy digital services when you choose and human service when you need it.