Tag: BDO

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For the Moms we love, let us count the ways BDO helps them grow their money

Being a mom means being the CEO of your home, which is also referred to as the Chief Expense Officer. From groceries to utilities to tuition fees to insurance premiums, you are responsible for a spending list that seems to go on and on.

However, as a mom, your goal is to manage all the bills and simultaneously save and grow the family’s finances. You’re doing it all your way, but here’s where BDO comes in. BDO is your financial partner for all your savings goals, offering products and services to help you and all the hard-working moms.

Spend smart, save smarter

With a BDO Smart Checking account, you can issue payments with cheques while enjoying the convenience of a debit card. Plus, unlike other checking accounts, your funds can earn interest. You can easily track your transactions online anytime, anywhere. For moms who hustle hard, run side gigs, and still make time for Sunday lunch, the BDO Smart Checking account is a smarter way to manage it all.

Dream big for your little ones

A BDO Junior Savers account can provide your children, nephews, nieces, or any other loved ones with a strong foundation for their future aspirations. Available for kids up to 12 years old, open an account with as little as P100. The maintaining balance is also only P100, and the account will start earning interest when the funds reach P2,000 or higher. The BDO Junior Savers account is a smart start for kids to learn the value of saving.

Financial security during the golden years

Look forward to your retirement with the BDO Prime Savers account. Or get this account for your parents and elderly relatives. Open and maintain a balance of P2,000, and start earning interest when your funds reach P5,000. Get special foreign exchange rates and priority handling when you visit any of BDO’s over 1,200 branches across the country. A BDO Prime Savers account is an affordable way to save for the golden years.

Begin growing your money today by opening a Smart Checking, Junior Savers or Prime Savers account. Visit the BDO branch nearest you and explore the account assist kiosks or approach any one of the friendly bank officers and staff. You can also conveniently open an account online here: www.bdo.com.ph/apply

For every saving goal for every kind of mom, choose the best financial partner with BDO.

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Dine out with up to 55% off—only with BDO Pay!

Dining out is much more delicious with a discount—especially if it’s up to 55% off! All you have to do is pay the bill with your BDO Credit Card through BDO Pay.

This April, BDO Elite and Gold Credit Cardholders can enjoy 50% off and an extra 5% off when paying through BDO Pay in these restaurants:

  • Botejyu: An authentic Japanese traditional cuisine restaurant serving a variety of dishes – from sushi and ramen to the signature okosoba or okonomiyaki. Dine in with a minimum of P3,000 and get 55% off using BDO Elite or Gold Credit Cards on BDO Pay.
  • Greyhound Café: Craving Thai food? Greyhound Cafe offers ‘Thai food with a twist’. Pay using your BDO Elite or Gold Credit Card through BDO Pay and get 55% off a minimum dine-in bill of P3,000.

Standard, Classic, or Co-Brand BDO Cardholders can also enjoy 30% off plus an extra 5% off with BDO Pay.

Ready to enjoy this deal? Download the BDO Pay app, sign up for an account, and link your BDO Credit Card. After the app launches, use its scanning feature to settle your restaurant bill, which will subsequently charge your credit card.

Get it while it’s hot—these discounts are valid Monday through Friday until April 30, 2025, only!

For more promo details, visit the BDO website and search for the restaurant’s name.

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Celebrating Women’s Empowerment in the Workplace

BDO Unibank, Inc. shares invaluable lessons on leadership and financial empowerment at this year’s She Talks Asia Summit. Marla Garin-Alvarez, BDO Unibank Vice President and Head of Sustainability Office (2nd to the left), highlights the importance of women taking charge of their futures—whether through representation in leadership, access to financial resources, or financial literacy.

From left to right: She Talks Asia co-founder Iza Calzado, Marla Garin-Alvarez, session moderator Riki Flores Reyes, and She Talks Asia co-chair and Miss Universe 2015 Pia Wurtzbach.

Together, these women inspire Filipinas to dream big, lead, and achieve more. 💜

#BDOFindsWaysForYou

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BDO Backs NAIA Modernization To Boost Air Mobility

Recognizing the vital role of infrastructure in national progress, BDO Unibank Inc. (BDO) remains committed to supporting projects that help advance essential services and drive sustainable growth. Through its participation in the Ninoy Aquino International Airport (NAIA) modernization, BDO continues to be a strong partner in transforming the Philippines’ primary gateway, enhancing connectivity and economic opportunities in the country.

Facilitated by BDO’s Institutional Banking Group and BDO Capital & Investment Corporation (BDO Capital), BDO helped secure PHP 80 billion (US$ 1.42 billion) in funding for New NAIA Infrastructure Corporation (NNIC), the consortium awarded the concession to rehabilitate and modernize NAIA. The consortium, led by San Miguel Holdings Corporation, the infrastructure arm of San Miguel Corporation (SMC), alongside RMM Asian Logistics Inc., RLW Aviation Development Inc., and Incheon International Airport Corporation (IIAC), aims to significantly improve the airport’s efficiency and passenger experience.

SMC, a key member of NNIC, contributes its extensive infrastructure expertise and market leadership, with businesses spanning multiple industries and driving approximately 6% of the Philippines’ GDP. Meanwhile, IIAC, a wholly owned entity of the Korean government and the operator of South Korea’s Incheon airport, one of Asia’s busiest airports, brings global practices in airport management, technology, and operational efficiency. Their involvement underscores the confidence of international stakeholders in the Philippines’ economic potential and infrastructure modernization efforts.

BDO’s ability to swiftly mobilize significant capital in a tight timeframe demonstrates its leadership in large-scale infrastructure investment. BDO Capital, in collaboration with other investment banks, structured a deal that ensured a seamless funding process for NNIC, overcoming complex market dynamics.

“BDO has been a steadfast partner in infrastructure development, ensuring projects like the NAIA modernization have the necessary financial backing to succeed. This initiative will drive economic growth, improve air mobility, and enhance the Philippines’ position as a regional hub,” said Eduardo V. Francisco, President of BDO Capital.

Charles M. Rodriguez, BDO’s Executive Vice President and Head of Institutional Banking Group, added, “We take pride in supporting transformative projects that create long-term value for businesses and communities. The modernization of NAIA is a milestone in improving air travel efficiency and accessibility for millions of Filipinos.”

BDO’s support has been crucial in providing the resources needed to modernize NAIA. Their financial expertise strengthens our efforts to transform the airport into a world-class gateway that drives economic growth, improves connectivity, and delivers a seamless travel experience for millions of passengers,” said Angelito Alvarez, NNIC’s General Manager.

The NAIA modernization project, awarded before the end of 2024, was one of the administration’s priority undertakings. Understanding the fiscal challenges inherited by the current administration, BDO is leveraging private sector collaboration to ensure critical infrastructure initiatives remain on track. This landmark transaction highlights BDO’s support for the government’s Public-Private Partnership (PPP) programs, fostering improved air mobility and infrastructure development. As the largest PPP under the current administration, this project is expected to generate substantial revenue for the Philippine government while creating new jobs, boosting tourism, and attracting foreign investment.

The modernization of NAIA is a crucial component of a broader transport infrastructure upgrade, complementing projects such as the Metro Manila subway and the New Manila International Airport in Bulacan. Together, these initiatives will create a more integrated and efficient transportation network, driving economic opportunities and reinforcing the country’s position in the global market.

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Establish Your Family Emergency Fund: Start Saving Today For Added Security And Peace Of Mind.

Consider what lies ahead for your family. What do you observe?

Imagine your child celebrating a remarkable graduation from a prestigious university, your long-awaited business finally welcoming customers, or the love of your life gracefully walking down the aisle. No matter what your dreams or aspirations may be, it’s crucial to focus on your family’s future by establishing a solid financial plan, beginning with a family emergency fund.

Experience the ultimate peace of mind, knowing that your loved ones are shielded from the financial burdens of emergencies or illness. This safeguard provides your family with a strong base to boldly move forward.

Moreover, integrating savings with life insurance in your financial strategy is essential to safeguard your loved ones from financial hardship during unexpected circumstances, allowing them to depend less on the emergency fund.

Experience enhanced security for your savings with BDO’s added layer of protection. Open a BDO Smart Checking, ATM Savings, Passbook Savings, or Peso Checking account today and enjoy the incredible advantage of a savings account that includes complimentary life insurance coverage of P3 million. Just keep the necessary minimum initial deposit in your account for a period of up to six months. Experience a quick and effortless sign-up process, all without the need for medical exams.

In addition to selecting the ideal bank, there are several other factors to keep in mind while establishing a family emergency fund:

• The importance of size cannot be overlooked. A bigger family means a bigger emergency fund is essential. An ideal emergency fund should cover three to six months of your living expenses. For bigger families, consider extending that duration to 12 months.

• Strategic foresight. Starting early gives you the advantage. Think about establishing your emergency fund with your partner before embarking on the journey of starting a family.

• Family fund. Create a dedicated emergency fund for your family. While you might already have a personal emergency fund, creating one for your family is essential for managing household expenses and addressing larger financial needs.

• Easy to reach and safe. Accessing your family emergency fund should be effortless, enabling you to avoid the time-consuming process of asset liquidation. Experience peace of mind with a reputable bank like BDO, safeguarding your finances from potential economic downturns.

As you begin your financial journey, keep in mind that every family’s needs and situations are distinct. Choosing a bank that demonstrates a genuine dedication to care is an essential step.

Choosing BDO empowers you to take that crucial first step in securing your family’s future with confidence. Seize this exclusive opportunity before it expires on May 15, 2025. Stop by your closest BDO branch today or explore us online at www.bdo.com.ph.

 

 

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Women MSMEs turn livelihood programs into ‘Automated Tao Machines’

Resilient mothers from a remote mining community in Surigao del Norte transformed their livelihood programs into a channel that brings banking services closer to the community. Through BDO Unibank’s agency banking channel, Cash Agad, they proved that women can inspire and lead change even in the most remote areas.

The Siana Golden Mothers Association comprises mothers from Barangay Siana, Mainit, and Surigao del Norte who are beneficiaries of the government’s Pantawid Pamilyang Pilipino Program (4Ps). In addition to relying on their 4Ps benefits, Siana Golden Mothers was determined to find livelihood opportunities for its members to become successful business owners.

The birth of an initiative

In 2018, when a nearby mining company offered support to livelihood programs, Minda Ajoc, a devoted mother who worked for years assisting barangay nurses in caring for young children in Barangay Siana, joined hands with fellow mothers to form Siana Golden Mothers. They guided the group through early livelihood ventures such as swine production.

This is when they also decided to become partner agents of Cash Agad, a service offered by BDO to micro, small, and medium enterprises (MSMEs), organizations, and local establishments in rural and hard-to-reach communities where bank branches and ATM access are limited to non-existent. The partner agents will then become the “ATM” or Automated Tao Machines in their community and allow cash withdrawal services, balance inquiry, cash-in, bill payment, and other basic banking transactions through the point-of-sale devices at their stores.

These women saw an opportunity for their association to be a Cash Agad agent, bringing financial services closer while creating a sustainable income source and providing remittance and photocopying services to the community.

Lifeline for Barangay Siana

“Malaking tulong sa amin ang Cash Agad, lalo na’t malayo kami sa city. Madami itong natulungan at nabigyan ng access sa kanilang pera. Nakakatulong ito na mai-angat namin ang aming komunidad,” Minda said. (Cash Agad has been an enormous help, especially since we live far from the city. It has helped many people get access to their funds. The outcome has enabled us to uplift our community.

In line with its commitment to fostering financial inclusion, BDO finds it encouraging that Cash Agad is creating a sense of financial empowerment for women in Mindanao.

“Our partnership with the Siana Golden Mother’s Association reflects BDO’s commitment to supporting grassroots communities, especially women, who play a vital role in driving local progress,” said Jaime Nasol, Senior Vice President of the Consumer Banking Group at BDO Unibank. “Through programs like Cash Agad, we aim to bring financial services closer to remote areas, enabling individuals and associations to build sustainable livelihoods and create meaningful change within their communities.”

As the Siana Golden Mothers Association continues to grow, BDO and Cash Agad, with more than 12,000 partner agents, are exploring further ways to support similar initiatives, helping more communities to access essential financial services, and promoting a future of financial stability for all.