Category: Finance

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“Hindi mo kailangang gawin lahat mag-isa.” Ayon sa Celebrity Moms sa Hirap ng Back-To-School Season

School’s officially back, and with it the early mornings, baon prep, never-ending shopping lists, and long days for parents—especially moms. In the newest episode of Mommy, G Ka Na?, celebrity host and mom of two Jolina Magdangal-Escueta opens up about the pressure of balancing her numerous responsibilities during the back-to-school season.

Jolina Magdangal, Dimples Romana, and Angeline Quinto share how GCash helps provide everyday gaan for moms

Together with guests Dimples Romana and Angeline Quinto, the candid conversation turns personal, and the three moms share personal stories, smart strategies, and comforting words for moms who may be overwhelmed with the back-to-school rush. They remind each other, “Hindi mo kailangang gawin lahat mag-isa.”

Amid the laughs and real talk, Jolina, Angeline, and Dimples reveal some of their back-to-school survival tricks.

Angeline, for example, swears by the power of a cute lunchbox (or fun shapes) to get her kids to eat.“Kahit simpleng sandwich lang, basta cute ang baunan, ganado na agad si Sylvio,” she shares.

She and Jolina also agree that fancy recipes aren’t necessary. Instead, a little bit of creativity and a whole lot of love go a long way. As Jolina puts it, “Hindi kailangang mahal ang baon, basta punong-puno ng effort at love, ramdam ‘yan ng mga anak natin.”

Then there’s the never-ending to-do list. I have groceries, bills, and errands to run. Sometimes, when schedules get too packed, there are things forgotten along the way. For when it gets overwhelming, the three moms all agree—shopping online and paying with GCash is the ultimate lifesaver. While doing the laundry or helping with their kids’ homework, they can check off items on their grocery list without even leaving the house!

Dimples, meanwhile, brings up the challenges she faces having to keep up with the constant stream of expenses once the school year starts.From school projects and extracurricular activities to unexpected gastos, the financial pressure doesn’t end after enrollment.

“Kala mo tapos ka na, pero may bagong shoes, uniforms, at pang-extracurricular pa pala,” she opens up. Her solution? We are breaking down the big-ticket items. With GCash’s GGives, she can split purchases like gadgets or sports gear into smaller payments, with zero down payment needed.

And of course, there are the surprise expenses—like when emergencies happen. For those moments, Jolina reminds viewers that they can lean on GCredit, which provides users with a credit line of up to PHP 50,000.

For even bigger needs like tuition fees, there’s also GLoan, which lets users borrow up to PHP 150,000 instantly, with affordable terms and quick disbursement straight to their GCash wallet. “At least you know that there is someone you can rely on.” Hindi ka kakabahan agad,” they agree. For those who encounter unforeseen expenses before payday, it provides peace of mind.

Watch Mommy, G Ka Na? online

Throughout the episodes, a recurring theme emerges: moms can learn a lot from other moms. “Okay lang humingi ng tulong,” Jolina reminds viewers. “May mga kapwa mommy, may mga tools—tulungan tayo.”

 Stream Mommy, G Ka Na? on the official YouTube channel of GCash. Join the conversation online with fellow moms finding gaan and ginhawa in every stage of school-year parenting by following @gcashofficial on Instagram and Facebook.

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Keep Your Children’s Dreams Alive with a Plan B

Help your child achieve their goals even when you’re no longer around

“I want to be like you, Mama.” These are the words every parent wishes to hear, hoping their children will carry with them always. Your children’s aspirations are boundless, whether they are to become doctors, build bridges, or follow in your artistic footsteps.

But life doesn’t always go as planned. When a parent is no longer there to provide the means, these dreams shouldn’t have to fade. With life insurance, a parent’s love continues to protect even in their absence, ensuring that a child can finish school in the home they grew up in and have whatever they need to pursue their career aspirations.

It’s easy to think of life insurance as just another expense. But it is much more than that. It’s the safety net—the Plan B—that keeps their dreams alive and their plans on track. Without it, a premature loss can undo everything you have worked so hard to build. With a Plan B, your children enjoy the opportunity to keep moving forward, even when life takes an unexpected turn.

“Watching our children grow up, aspiring to follow our footsteps—just fills us with immense joy and compels us to provide them with every opportunity to realize those dreams, no matter what the future may bring,” expressed Renato Vergel De Dios, President and CEO of BDO Life. “Life insurance has to be the simplest, most powerful solution to sustaining those aspirations, even amidst life’s toughest challenges.”

Life insurance benefits intervene in those unforeseen circumstances to maintain routines and uphold the foundations established over the years. It gives your kids the confidence and stability to pursue their goals. That kind of security is a legacy that no loss can ever take away.

Get started on your Plan B

“As parents, our goal is to support our children wherever their journey leads them,” Vergel de Dios remarked. “The benefits of life insurance will enable us to fulfill that promise, even when we are no longer around. Our way of ensuring that life will be okay, no matter what the future holds.”

Start your Plan B today by visiting the BDO branch nearest you. BDO Life Financial Advisors in BDO branches can help you find the right plan, customized to your needs and budget.

You can also explore BDO Life’s range of financial solutions and get a quote for free by visiting www.bdo.com.ph/bdo-life/get-a-quote.

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When Wallets Get Tight, GCredit Makes It Right

Finding a way to cover daily expenses is no longer a problem with the help of a solution like GCredit

Electricity, water, internet, groceries—every day, it feels like there’s always something new we need to pay for. Now that the school year is in full swing, daily allowances and baon groceries have become part of the weekly routine. And just when we think we’ve finally caught up, here come the surprise gastos—plus, with the holidays slowly creeping in, it feels like there’s always something new to budget for.

As much as we try to cover everything, there are times when our budget just isn’t enough, no matter how hard we try to save and budget our expenses. Sometimes, we just need a little help to get through the tough days, especially during Petsa de Peligro. Thankfully, with GCash, it’s now easier to manage bills even without a credit card and without needing to borrow money from friends and family.

GCredit—Your Trusted Financial Lifeline

GCredit, powered by CIMB, gives you an always-ready credit line you can use to cover urgent expenses. It’s designed to be manageable, with a low daily interest rate of 0.17 percent—equivalent to just ₱1.70 for every ₱1,000 spent. You can also pay as little as 10 percent of your total due, giving you the flexibility to stay on top of expenses even while waiting for your next paycheck, bonus, or allowance.

 

  • Bill Payments: When your electricity bill spikes or your payday doesn’t align with your water bill’s due date, use GCredit to avoid late fees and disconnections.
  • Internet and Landline: When you need to stay connected, you can use GCredit to cover your bills and avoid disconnection, so you’re always in touch with family, work, and friends.
  • Groceries: When prices rise or your budget falls short at the grocery store, GCredit helps you buy what you need so you never have to cut back on meals.

Make everyday spending easier with GCredit

With so many everyday expenses now payable through GCredit, GCash makes it simple to get through tough times with less stress:

  • Low interest: Interest is only 0.17% per day, and the earlier you pay, the less interest you need to pay.
  • Flexible payments: No need to pay the full amount right away. Just pay at least 10% of your total due, and you’re set.
  • Borrow up to ₱50,000: Access your credit line directly from the GCash app—fast, easy, and convenient.

On your GCash app’s home screen, tap on “Borrow” and look for “GCredit.” Users must also remember that GCredit is available to Filipino citizens aged 21–65 with a fully verified GCash account.

Once eligible, you’ll see your available credit limit. You’ll also receive an SMS to activate GCredit and be instructed to follow these steps:

  • Confirm your email address
  • Verify your personal details and other required information in the app
  • Review and submit your application

Once you’ve completed the steps, you’ll receive a confirmation via email that your GCredit is activated, and you’re ready to use it for your day-to-day needs! Just remember to use GCredit responsibly—read the terms and conditions and make sure you have a payment plan in place.

Whether your bills are going up, piling up, or coming in faster than expected, you no longer have to worry about how to pay. With GCredit, you have a reliable safety net for both personal needs and family expenses. From electricity and water to internet and groceries, you’ve now got a fast and flexible way to stay on top of your bills with GCredit!

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Alden Richards Spotted at BDO.

As he takes on some demanding roles in movies and on television, Alden Richards always looks assured. However, in his most recent video, Alden seems like a genuinely pleased BDO client—no acting required.

When I hear BDO, my first thought is safety In an interview, Alden remarked, “BDO is the right partner for me.” He felt safe with BDO because of their 50 years of experience.

In his latest video, Alden helps a stressed-out customer finish a lengthy list of tasks at the branch. The Universal Teller Machine and the Service Assist Machine, or SAM, are just two of the several digital advances he highlights.

Customers’ familiar ATMs are vastly different from the Universal Teller Machine. You are able to accomplish tasks that are often performed in person, such as depositing cheques and updating passbooks. Customers of BDO can also use QR codes and biometrics to make cashless transactions.

At the same time, instead of filling out paper forms, you can use SAM to input your transaction details when you visit a branch. To make your wait more bearable, we’ll issue you a queue number.

Another way that BDO’s Account Assist Kiosk streamlines banking is by eliminating the need for paper forms while opening an account at the branch. Using biometrics or a debit card and PIN, this machine makes it easy for BDO customers to access their accounts and apply for loans and credit cards. For your convenience, the forms are pre-filled automatically.

Transforming banking convenience into a digital phenomenon

Although he rarely carries cash anymore, Alden freely confesses that most of his transactions are digital these days. He can pay for both little and large purchases with ease thanks to BDO.

Now more than ever, it’s about getting digital. He revealed that BDO is following suit, embracing digital to provide its clients with greater convenience.

Alden values the ability to speak with a helpful branch officer whenever he needs to and the convenience of being able to enquire about various financial products and services all in one visit, even if BDO provides access to a virtual universe of options.

For further information on loans, credit cards, insurance, or investments, Alden directs the consumer to meet with BDO Connect product specialists in person or online.

I’ve used BDO’s services for over ten years now. Additionally, I am grateful since BDO provides me with various branch possibilities. Alden recalled that there was some personal guidance to help him grow his savings.

The bank trips are always prearranged by Alden because of his hectic schedule. Follow his lead and schedule an appointment at your nearest branch with only a few clicks at www.bdo.com.ph/book-your-visit. You can better organise your day, and it’s easy to use.

You can also open a BDO account online at any time via www.bdo.com.ph/apply from the comfort of your home or office, or really anyplace else. A valid form of identification, some time on your laptop or phone, and a short video conversation with an agent from BDO are all that is required.

Choose Alden; you have the option to bank at any of BDO’s countrywide branches and enjoy digital services when you choose and human service when you need it.

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Belle Mariano Makes BDO Pay A Family Affair

While bonding with her younger sister, Belle Mariano flexes the convenience of BDO Pay for all her expenses

Belle Mariano is booked and busy, with her schedule packed full of shoots, filming, guest appearances, rehearsals, and more. But she always makes sure to take a break so she can spend time with family.

In a recent vlog, Belle joined younger sibling Daniela for a chill sister date. “Daniela and I just celebrated our birthdays, but we both haven’t gotten the time to spend with each other, and hindi pa kami nag da-date, so long overdue na.”

The only payment app Belle needs

On their way out, Belle tells Daniela, “I rarely bring my wallet na, kasi I have BDO Pay.” It’s all she needs. With her everyday payment app, Belle can confidently leave her wallet at home.

Powered by the country’s leading bank, BDO Pay lets users scan to pay, send money, and pay bills without ever needing to cash in. BDO clients can easily link their choice of bank accounts and credit cards to the app, making every transaction effortless. Each time they scan, send, pay, or even split the bill, users can simply choose which account or card to use.

Scan to Pay

After the two enjoyed a delicious meal, Belle was ready to go, but Daniela reminded her about the bill. “I settled na” says Belle while hurrying her sister so they can squeeze in grocery shopping. “I used BDO Pay; download mo na kasi.”

At the grocery store, it was Daniela’s turn to pay, but she realized she had left her wallet. Belle joked, This is probably no accident, “but it’s okay, kasi may lifesaver tayo. I’ll use my BDO Pay.” She heads for the cashier with her app ready and pays via QR PH in seconds.

“Download BDO Pay, use your BDO Online details to log in, and then you can pay through QR,” Belle instructs her sister, just how quick and easy it was. Daniela didn’t need any more convincing and took her big sister’s advice.

Discover the convenience of BDO Pay today. Join Belle and Daniela and download the app from the App Store, Google Play Store, or Huawei AppGallery. No registration needed! Simply sign in using your BDO Online username and password, and you can start to scan, send, and pay with BDO Pay.

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When The ‘Universe’ Aligns, Great Banking Happens

Miss Universe 2015 Pia Wurtzbach gives her stamp of approval for BDO’s Universal Teller Machine

Miss Universe 2015 Pia Wurtzbach fell in love with the BDO Universal Teller Machine immediately upon discovering it.

“Honestly, BDO continues to surprise me, even after all these years,” says the global personality hailed for her modeling career, lifestyle choices, and meaningful advocacies. Pia made public her pick of BDO as her bank soon after she won the Miss Universe title, the first Filipina to win in four decades. She recently showcased her loyalty to BDO in a Facebook post.

“You know what I love? When things just work,” opens Pia in a short video posted to her millions of followers. “BDO now has the Universal Teller Machine, a self-service machine that lets you skip the line and do more than just basic banking.”

Thanks to the Universal Teller Machine, clients who visit select BDO branches now have a choice between transacting with the tellers or doing it themselves. With this machine, one can update their passbook, deposit checks, make cardless transactions via QR or biometrics, and withdraw or deposit cash.

“It’s safe, quick, and perfect for people like me who love options,” explains Pia. “From check deposits to updating your passbook to withdrawing or depositing cash, you can do all that at the Universal Teller.”

Pia was clearly a user, as she also confidently gave instructions on how to use the Universal Teller Machine in the video.

“For check deposits, just tap ‘Cardless Transaction’, choose Check Deposit and follow the steps. You can even send someone to deposit on your behalf. Want to update your Smart Passbook? Just choose Update Passbook, then pop it in the machine. You can still do other transactions like cash withdrawals, deposits and sending money.”

BDO is the only bank to offer all these transactions in one teller machine. As Pia happily shares, “BDO is always giving me better ways to bank.” Currently, over 400 BDO branches in Metro Manila house Universal Teller Machines. The next time you plan a visit to a BDO branch, join Pia in discovering the many ways the banking universe aligns by using the Universal Teller Machine.

To look for your nearest BDO branch and Universal Teller Machine, click on the Find a Branch or ATM page on the bank’s website at www.bdo.com.ph.