Finance Archives - Page 5 of 8

29 June 2025

Use BDO Pay to scan, send, and pay—just like Belle Mariano.

Belle Mariano, a Gen Z star, is sharing a money slay tip with her millions of TikTok, Instagram, X, and Facebook followers. Belle recently revealed that she uses BDO Pay for her everyday payments.

Her busy schedule includes trips to both domestic and international destinations. This is why BDO Pay was the ideal fit for her. “Convenience is everything!” She exclaimed, “You never know; what if your wallet is in the car or at home?” “But with BDO Pay, you don’t have to worry. It’s just a quick tap or scan. BDO Pay offers convenient access to your wallet from any location.

BDO Pay is a daily payment app that allows you to scan, send, and pay with your preferred cards without having to cash in.

Belle acknowledged that the final feature was the decisive factor in her decision to utilise BDO Pay. “What I like about BDO Pay is that you don’t have to cash in. You can directly link it to your preferred BDO account or credit card. You don’t have to go through the hassle of, oh my gosh, cashing in. It’s easy to transport everywhere, which makes it ideal for Gen Zers like me.”

Belle understands the value of hard work and financial acumen, having started working at the age of nine. “It’s nice to spend money on ourselves and treat ourselves from time to time. But we must know when to stop spending. Gen Zs are fortunate to have guidance from their parents and mentors, and we should listen to their advice.”

Follow Belle and discover everything she likes about BDO Pay:

* Pay bills to over 1,800 billers with NO fees
* Scan to pay in thousands of stores nationwide
* Send money instantly for FREE to BDO accounts, or only P10 to other banks and e-wallets
* Split bills with friends and family easily
* Earn rewards for savings, on top of interest payments
* Access face-to-face customer service at over 1,200 BDO branches nationwide
* Contact BDO’s 24/7 customer assistance hotline for any concerns
* Keeps her money safe, backed by the country’s largest bank

Join Belle and see for yourself how BDO continues to find ways to make everyday payments simple and hassle-free.

Download BDO Pay and sign up now. Learn more at bdo.com.ph/personal/digital/bdo-pay.

19 June 2025

Say Goodbye To Cash-In and Fees With BDO Pay

Are you paying too many cash-in fees? Are you responsible for managing both bill payments and convenience charges? Do you wish you could use your debit or credit card for shopping even if you’ve left the physical plastic at home?

If you said yes to one, two, or all three, it’s time to download and sign up for BDO Pay, a payment app that allows users to scan, send, and pay without having to cash in. Your chosen bank accounts or credit cards automatically link to the app.

To start enjoying the benefits of BDO Pay, simply download the app from the App Store, Google Play Store, or Huawei AppGallery. BDO Pay is easy to access, whatever brand of smartphone you own.

If you already have a BDO Online account, you can simply sign in using your BDO Online username and password—no registration is needed. BDO Pay will automatically reflect bank accounts and credit cards connected to your BDO Online account. You also have the option of linking and unlinking your choice of cards on BDO Pay anytime.

If you don’t have a BDO Online account yet, registering for BDO Pay is easy. Simply click ‘Sign-up’ and input the bank account and/or credit card you would like to use. Once your details are in, enter your preferred username and password, then log in with these credentials. Enable biometrics, set up your passkey, and select your default payment and receiving accounts.

From there, enjoy the benefits of BDO Pay, the app that finds ways to make everyday payments simple and hassle-free.

SCAN TO PAY. Simply scan QR codes using the app to make payments to merchants nationwide. The Scan to Pay feature prevents wrong account transfers or fraudulent cash-ins and cash-outs. With no need to cash in, BDO Pay saves you from awkward moments at the counter when you realize you don’t have enough funds in your mobile wallet.
SEND MONEY. Easily send money to other BDO accounts for free or to other banks or e-wallets for a low P10 fee when using InstaPay. With BDO Pay, transferring funds is convenient with no extra step of cashing in.
PAY BILLS. Easily settle your bills by paying over 1,800 billers directly from your BDO account or credit cards, all without any convenience fee. There’s no need to cash in!
REQUEST MONEY. Quickly request money from other BDO Pay users and watch the funds credited to your account in an instant. You can also track requests you’ve made or granted under the Manage Requests list.
SPLIT BILL. When dining or shopping as a group, you can easily split bills among family and friends. You will notify each person about the amount they need to pay. Split the bill equally or customize the amount for each person.
ACTIVATE BDO REWARDS. BDO bank account owners automatically qualify for BDO Rewards. Activate your Rewards Card on BDO Pay and start earning points that you can redeem for eGCs or convert to cash credit. You can also browse through various deals and discounts on BDO Pay.

Backed by the country’s leading bank, BDO Pay keeps your money safe and secure, so you can make digital payments with confidence. You have access to both online and offline customer support channels in case you have any queries or worries.

Download the BDO Pay app and sign up today. To learn more, you may visit https://www.bdo.com.ph/personal/digital/bdo-pay/.

27 May 202527 May 2025

For the Moms we love, let us count the ways BDO helps them grow their money

Being a mom means being the CEO of your home, which is also referred to as the Chief Expense Officer. From groceries to utilities to tuition fees to insurance premiums, you are responsible for a spending list that seems to go on and on.

However, as a mom, your goal is to manage all the bills and simultaneously save and grow the family’s finances. You’re doing it all your way, but here’s where BDO comes in. BDO is your financial partner for all your savings goals, offering products and services to help you and all the hard-working moms.

Spend smart, save smarter

With a BDO Smart Checking account, you can issue payments with cheques while enjoying the convenience of a debit card. Plus, unlike other checking accounts, your funds can earn interest. You can easily track your transactions online anytime, anywhere. For moms who hustle hard, run side gigs, and still make time for Sunday lunch, the BDO Smart Checking account is a smarter way to manage it all.

Dream big for your little ones

A BDO Junior Savers account can provide your children, nephews, nieces, or any other loved ones with a strong foundation for their future aspirations. Available for kids up to 12 years old, open an account with as little as P100. The maintaining balance is also only P100, and the account will start earning interest when the funds reach P2,000 or higher. The BDO Junior Savers account is a smart start for kids to learn the value of saving.

Financial security during the golden years

Look forward to your retirement with the BDO Prime Savers account. Or get this account for your parents and elderly relatives. Open and maintain a balance of P2,000, and start earning interest when your funds reach P5,000. Get special foreign exchange rates and priority handling when you visit any of BDO’s over 1,200 branches across the country. A BDO Prime Savers account is an affordable way to save for the golden years.

Begin growing your money today by opening a Smart Checking, Junior Savers or Prime Savers account. Visit the BDO branch nearest you and explore the account assist kiosks or approach any one of the friendly bank officers and staff. You can also conveniently open an account online here: www.bdo.com.ph/apply

For every saving goal for every kind of mom, choose the best financial partner with BDO.

14 May 202514 May 2025

A Traveler’s Guide To Affordable and Fun Adventures

From take-off to touchdown, make your next travel worry-free with BDO

Going on vacations is one of life’s greatest joys—from exploring new destinations and experiencing different cultures to creating unforgettable memories with friends and family. Unexpected mishaps and last-minute changes should not derail it.

That’s where BDO Insure Travel Insurance steps in, ensuring your trip is as enjoyable and hassle-free as possible. Whether medical emergencies, baggage delays, or flight disruptions, BDO Insure expertly selects packages from different insurance partners to provide only the best options tailored to your needs.

Affordable options are available for travelers aged up to 75 years.

Planning a four-day visit to Asia? Coverage for emergency medical treatment benefits of up to Ph500,000 starts at Ph350. Want more protection? Boost your coverage to Ph1.5 million for just Ph463. That’s a small price to pay for a big peace of mind.
Heading to the United States for 15 days? Enjoy up to Ph1.5 million in emergency medical treatment for as low as Ph917.
Planning to explore the Eiffel Tower in France? We’ve partnered with an accredited insurance provider whose plans are fully Schengen visa compliant, which is Ph2.5M in emergency medical treatment for as low as Ph1,749 for a 15-day trip.

Apart from these benefits, travelers can now opt for a more comprehensive cover which includes emergency treatment of pre-existing conditions and extreme activities, reimbursement of rebooking fees, and an additional benefit for the first 4-hour delay and baggage delay for return flights.

For a more seamless experience, purchase your travel insurance in the Philippines at least four hours before your departure.

Next time you pack, remember to include peace of mind with an insurance package that lets you travel safely and enjoy every moment worry-free. BDO Insure Travel Insurance includes COVID-19 coverage, travel inconvenience benefits, and access to a 24/7 Emergency Travel Assistance Hotline.

We invite you to conveniently purchase your travel insurance online at https://www.bdo.com.ph/bdo-insure/personal/travel.

BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance broker licensed and supervised by the Insurance Commission of the Philippines. Its financial products are not deposit products. The PDIC does not insure these products, nor does BDO Unibank, Inc. guarantee them.

14 May 2025

How to Make All Your #TravelGoals Come True This Year

Discover how you can unlock exclusive travel promos with the GCash Card

Japan, Taiwan, Hong Kong, and Singapore – these are just some of the top destinations of Pinoy travelers last year. Whether it’s a quick getaway, an adventure abroad, or a return trip to your favorite country, making your #travelgoals a reality starts with good planning.

With 2025 well underway and everyone eager to tick off the countries on their bucket lists, here are a few tips and tricks for a fun, stress-free, and memorable trip abroad while ensuring you always get the most out of your money.

Create a travel budget and track all your expenses

It is so easy to get carried away by the sheer excitement of traveling abroad. This excitement can sometimes lead travellers to make expensive mistakes, such as booking overpriced hotels, planning too many costly activities in their itinerary, or purchasing excessive clothes and souvenirs that exceed their baggage allowance.

While it’s wonderful to splurge once in a while for a trip abroad, setting a budget can help you financially stay on track and prevent unexpected expenses. Who knows? You might save enough to be able to go on another trip later in the year!

An easy way to keep an eye on your budget is by tracking all your expenses in a notebook, an online spreadsheet, or an app – what matters is finding what works best to help you stay on top of your expenses so you can see where you can ease off on spending.

Research, research, and research

With a set budget in mind, your next planning focus would be finding the most ideal flights, accommodations, and tours. Now, research options to see if they meet your needs. Researching for your trip can be as simple (and fun!) as reading blog posts and watching travel videos about your dream destination. You can also check out reviews of certain hotels, restaurants, and activities to see whether they’re worth booking or not.

Before you finalize anything, make sure you also take a look at online promos and discounts, because it’s usually cheaper to book in advance online, rather than when you get to your destination. Also, make sure the travel apps and websites you’ll be booking on are safe and legit!

Get exclusive deals with your GCash VISA Card

One way you can unlock exclusive travel deals is by paying with the GCash VISA Card. Available in 200+ countries and territories and with over 80 million merchants, the GCash Card opens up endless possibilities – from the planning stages of your trip until you’re at your destination.

Using your GCash Card to pay for hotel bookings at Agoda gives you an exclusive 8% discount. Lifestyle and travel content creator Kara Rodriguez knows all about this convenient deal. During her recent stay in Cebu with her mom, she was able to take advantage of a hotel booking discount that provided everything she needed to truly connect with her mom! Check out her vlog here, and remember that with smart planning and your GCash Card always on hand, you can secure deals just like Kara did.

Embed video: https://www.tiktok.com/@karaysabella/video/7450340865966460178?_t=ZS-8uamg3Xdhgt&_r=1

But that’s not all! You can also book hotel stays with IHG and use your GCash Card for up to 20% off in participating hotels in Singapore, Thailand, Vietnam, Korea, Indonesia, Malaysia, the Philippines, the Maldives, Laos, Japan, Micronesia, Australia, New Zealand, and the South Pacific Islands!

Enjoy your travel adventure

With your bookings finalized, time to pack your bags, grab your passport, and get your OOTDs ready. Take lots of photos and videos, check out your destination’s hottest food and culture spots, and make unforgettable memories. Most of all, don’t forget to bring the all-new VISA-powered GCash Card with you for more convenient travels!

Easily order one without the need for required documents through the GCash app; turn your #travelgoals into a reality! To learn more, visit GCash at www.new.gcash.com/services/cards.

29 April 2025

Bank your way with BDO’s Universal Teller Machine

Do you believe that certain bank transactions are exclusive to the counter? Not anymore! With BDO’s Universal Teller Machine (UTM), everyday banking has become simpler and more convenient, giving you more ways to choose how you bank.

Whether you need to deposit your cheque, update your passbook, or make cardless transactions, the UTM enhances your banking experience with advanced self-service options.

“By integrating digital innovations into our expansive branch network, we empower more customers to bank in ways that suit their diverse lifestyles and needs,” says Cora A. Mallillin, BDO Branch Banking Group Head and Executive Vice President. “That’s why we are expanding the rollout of UTMs to more branches nationwide. With around 500 UTMs already installed, mostly in Metro Manila, more customers can enjoy flexible and hassle-free transactions.”

So the next time you plan a visit to a BDO branch, discover the following features that make the UTM smart and unique:

Fast check deposit, check! Now you can walk up to the UTM and deposit checks–as easily as depositing cash in a machine. The UTM lets you view your cheque details before completing the transaction, giving you peace of mind with an SMS afterwards.

Update your passbook on the go. With the UTM, you can update your passbook at your own convenience—simply insert your passbook once prompted. Within seconds, the UTM will automatically update your records, saving you more time for things that matter.

Cardless transactions, cool! No card? No worries with the UTM. Choose your way: scan your fingerprint to access your account or generate a QR code via the BDO Online or BDO Pay app. It’s that easy, simple, and seamless.

Join the many BDO clients who have discovered UTM in BDO branches and are sharing their wow experiences on social media. Find the BDO branch and UTM near you by visiting www.bdo.com.ph and going to the branch and ATM locator.