Dining out is much more delicious with a discount—especially if it’s up to 55% off! All you have to do is pay the bill with your BDO Credit Card through BDO Pay.
This April, BDO Elite and Gold Credit Cardholders can enjoy 50% off and an extra 5%off when paying through BDO Pay in these restaurants:
Botejyu: An authentic Japanese traditional cuisine restaurant serving a variety of dishes – from sushi and ramen to the signature okosoba or okonomiyaki. Dine in with a minimum of P3,000 and get 55% off using BDO Elite or Gold Credit Cards on BDO Pay.
Greyhound Café: Craving Thai food? Greyhound Cafe offers ‘Thai food with a twist’. Pay using your BDO Elite or Gold Credit Card through BDO Pay and get 55% off a minimum dine-in bill of P3,000.
Standard, Classic, or Co-Brand BDO Cardholders can also enjoy 30% off plus an extra 5% off with BDO Pay.
Ready to enjoy this deal? Download the BDO Pay app, sign up for an account, and link your BDO Credit Card. After the app launches, use its scanning feature to settle your restaurant bill, which will subsequently charge your credit card.
Get it while it’s hot—these discounts are valid Monday through Friday until April 30, 2025, only!
For more promo details, visit the BDO website and search for the restaurant’s name.
Summer is now underway and brings with it a season of leisurely holidays and thrilling trips. Although everyone has their ideal summer bucket list, we could all use a suggestion or two to make the most of this season. Count on no less than renowned fashion and lifestyle star Heart Evangelista to help you make this summer the best ever. Heart, who was just introduced as the face of the GCash summer campaign, tells tales and glimpses of how she intends to realise her fantasy summer. Heart spills it all from the ideal day in one of her beloved locations, her tried-and-true travel tips, and even her most recent finding on the best method to pay when travelling.
“Summers are always so special to me. Ever since I was a kid, it’s the season I look forward to the most because summer meant travelling and making new memories,” she shares.
Recently ruling Paris and Milan Fashion Weeks, the actress admits that her ideal summer vacation this year is not too far from home: “Japan—I love it this season. It’s also a special place that I love visiting with my husband and our kids. My sisters and I also have many great memories there.”
Heart remembers all the excursions she has taken in Tokyo and has already developed the ideal schedule for the city she wishes everyone to visit: “I’ll start with sushi in Omotesando, then coffee in a quaint cafe in the area, followed by hours of vintage designer shopping. I’ve found so many treasures at great prices over the years—from bags, shoes, jackets, and jewellery. I’ll end the day getting lost in Don Quijote buying anik-anik, then eat snacks at a convenience store before calling it a day. I’m getting excited just thinking about it!”
Photo taken by: Nikko Mendoza Heart Evangelista on a night out in Paris during Fashion Week 2025
Given her frequent travels, often hopping between Manila and other destinations around the world, it’s safe to assume that Heart has already perfected her pre-travel preparations. Of course she has. She has the crucial stuff organised in her thoughts weeks before a trip—we’re talking about clothes and shopping. Her mindset for the season dictates how she prepares outfits in advance and dedicates at least a day to packing and organising, which naturally includes budgeting. “I’m better at budgeting now! I’ll set a budget for the trip, transfer it to my GCash account, and use my GCash Card for the trip. That way, I have better control of my spending. It’s so convenient,” she shares.
Heart dreams of a summer journey reminiscent of a montage of her travels in real life in the recently released GCash film featuring the actress. One moment, she was shopping for a purse in Japan; the next, she was enjoying a mango shake in beautiful Boracay—all with her reliable travel companion, her GCash card.
Heart remembers an occasion when GCash demonstrated its simplicity even more: “I was shopping in an airport abroad when I found a lipstick that I knew a dear friend had been looking for. Even though it was already late in Manila, I called my friend, who became ecstatic and asked me to purchase all the stocks they had. I immediately tapped my GCash Card, and that was that! I tapped my GCash Card, and the exchange rate was also really good. She also added that she and her team rely heavily on their GCash cards when abroad to be stress-free. “We use it for cabs, booking cars, buying snacks, shopping—everything!”
Photo taken by: Nikko Mendoza Heart Evangelista in Paris during Fashion Week 2025
Heart advises GCash users to maximise the tools and services on the app they could be overlooking to have a fuss-free journey. Although most users just know the ease of sending money and paying basic bills on the app, GCash really offers many services that can save you valuable time and money, particularly when travelling. First of all, your GCash Card serves as a debit card for convenience in transactions and may be used to withdraw money from ATMs at reasonable exchange rates, relieving you of concern about locating money changers overseas. “The GCash Card is the best way to pay abroad for me. The card’s low forex and service fees, along with its absence of hidden charges, are truly life-changing, according to Heart.
Another advantage of GCash’s GlobalPay function is that it lets customers quickly pay via QR in chosen stores, unlocking discounts and rewards overseas. Using Scan To Pay in a few chosen stores until April 30, 2025, will allow you to earn a 10% discount in Japan. One other feature Heart strongly recommends is GInsure: “Travel insurance is truly important—you never know what’s going to happen. Many people forget about this, but this is a tip I always give for a stress-free trip. Once you have insurance, you can have the best summer,” she says. Users can effortlessly purchase travel insurance for international trips with GInsure, which covers trip cancellations, lost baggage, flight delays, medical emergencies, and more for as low as P350 and offers coverage up to P2.5 million.
When asked how she thinks summer trips can be both memorable and rewarding, Heart says not to forget to live in the moment. “Enjoy the moment when you’re finally on the trip you planned and saved up for. Remember, it’s a summer trip to make memories and milestones—take many photos and, yes, reward yourself with delicious food and indulge in a bit of shopping with GCash. I’m serious!”
The globe is Heart’s runway, and she is eager to bring her ideal summer to pass. “Elevated basics and understated elegance are my mood board for this summer trip. I’ll pair my neutral outfits with an intriguing bag in tow—with my GCash Card inside, of course,” she quips. Like Heart, we can all support GCash to bring our ideal summers to pass. GCash is your dependable friend, whether your trip is local, overseas, or just staycations—cozying up in hotels. With your GCash Card, enjoy cashless transactions, use Global Pay to unlock benefits, and stay safe and secure with GInsure. Are you planning to indulge in some summer shopping? Using GGives will help you pay less. There are numerous opportunities.
Download the GCash app to find out how you may spend your summer to remember. View Heart’s fantasy summer film on GCash’s social media pages.
Recognizing the vital role of infrastructure in national progress, BDO Unibank Inc. (BDO) remains committed to supporting projects that help advance essential services and drive sustainable growth. Through its participation in the Ninoy Aquino International Airport (NAIA) modernization, BDO continues to be a strong partner in transforming the Philippines’ primary gateway, enhancing connectivity and economic opportunities in the country.
Facilitated by BDO’s Institutional Banking Group and BDO Capital & Investment Corporation (BDO Capital), BDO helped secure PHP 80 billion (US$ 1.42 billion) in funding for New NAIA Infrastructure Corporation (NNIC), the consortium awarded the concession to rehabilitate and modernize NAIA. The consortium, led by San Miguel Holdings Corporation, the infrastructure arm of San Miguel Corporation (SMC), alongside RMM Asian Logistics Inc., RLW Aviation Development Inc., and Incheon International Airport Corporation (IIAC), aims to significantly improve the airport’s efficiency and passenger experience.
SMC, a key member of NNIC, contributes its extensive infrastructure expertise and market leadership, with businesses spanning multiple industries and driving approximately 6% of the Philippines’ GDP. Meanwhile, IIAC, a wholly owned entity of the Korean government and the operator of South Korea’s Incheon airport, one of Asia’s busiest airports, brings global practices in airport management, technology, and operational efficiency. Their involvement underscores the confidence of international stakeholders in the Philippines’ economic potential and infrastructure modernization efforts.
BDO’s ability to swiftly mobilize significant capital in a tight timeframe demonstrates its leadership in large-scale infrastructure investment. BDO Capital, in collaboration with other investment banks, structured a deal that ensured a seamless funding process for NNIC, overcoming complex market dynamics.
“BDO has been a steadfast partner in infrastructure development, ensuring projects like the NAIA modernization have the necessary financial backing to succeed. This initiative will drive economic growth, improve air mobility, and enhance the Philippines’ position as a regional hub,” said Eduardo V. Francisco, President of BDO Capital.
Charles M. Rodriguez, BDO’s Executive Vice President and Head of Institutional Banking Group, added, “We take pride in supporting transformative projects that create long-term value for businesses and communities. The modernization of NAIA is a milestone in improving air travel efficiency and accessibility for millions of Filipinos.”
BDO’s support has been crucial in providing the resources needed to modernize NAIA. Their financial expertise strengthens our efforts to transform the airport into a world-class gateway that drives economic growth, improves connectivity, and delivers a seamless travel experience for millions of passengers,” said Angelito Alvarez, NNIC’s General Manager.
The NAIA modernization project, awarded before the end of 2024, was one of the administration’s priority undertakings. Understanding the fiscal challenges inherited by the current administration, BDO is leveraging private sector collaboration to ensure critical infrastructure initiatives remain on track. This landmark transaction highlights BDO’s support for the government’s Public-Private Partnership (PPP) programs, fostering improved air mobility and infrastructure development. As the largest PPP under the current administration, this project is expected to generate substantial revenue for the Philippine government while creating new jobs, boosting tourism, and attracting foreign investment.
The modernization of NAIA is a crucial component of a broader transport infrastructure upgrade, complementing projects such as the Metro Manila subway and the New Manila International Airport in Bulacan. Together, these initiatives will create a more integrated and efficient transportation network, driving economic opportunities and reinforcing the country’s position in the global market.
Consider what lies ahead for your family. What do you observe?
Imagine your child celebrating a remarkable graduation from a prestigious university, your long-awaited business finally welcoming customers, or the love of your life gracefully walking down the aisle. No matter what your dreams or aspirations may be, it’s crucial to focus on your family’s future by establishing a solid financial plan, beginning with a family emergency fund.
Experience the ultimate peace of mind, knowing that your loved ones are shielded from the financial burdens of emergencies or illness. This safeguard provides your family with a strong base to boldly move forward.
Moreover, integrating savings with life insurance in your financial strategy is essential to safeguard your loved ones from financial hardship during unexpected circumstances, allowing them to depend less on the emergency fund.
Experience enhanced security for your savings with BDO’s added layer of protection. Open a BDO Smart Checking, ATM Savings, Passbook Savings, or Peso Checking account today and enjoy the incredible advantage of a savings account that includes complimentary life insurance coverage of P3 million. Just keep the necessary minimum initial deposit in your account for a period of up to six months. Experience a quick and effortless sign-up process, all without the need for medical exams.
In addition to selecting the ideal bank, there are several other factors to keep in mind while establishing a family emergency fund:
• The importance of size cannot be overlooked. A bigger family means a bigger emergency fund is essential. An ideal emergency fund should cover three to six months of your living expenses. For bigger families, consider extending that duration to 12 months.
• Strategic foresight. Starting early gives you the advantage. Think about establishing your emergency fund with your partner before embarking on the journey of starting a family.
• Family fund. Create a dedicated emergency fund for your family. While you might already have a personal emergency fund, creating one for your family is essential for managing household expenses and addressing larger financial needs.
• Easy to reach and safe. Accessing your family emergency fund should be effortless, enabling you to avoid the time-consuming process of asset liquidation. Experience peace of mind with a reputable bank like BDO, safeguarding your finances from potential economic downturns.
As you begin your financial journey, keep in mind that every family’s needs and situations are distinct. Choosing a bank that demonstrates a genuine dedication to care is an essential step.
Choosing BDO empowers you to take that crucial first step in securing your family’s future with confidence. Seize this exclusive opportunity before it expires on May 15, 2025. Stop by your closest BDO branch today or explore us online at www.bdo.com.ph.
Resilient mothers from a remote mining community in Surigao del Norte transformed their livelihood programs into a channel that brings banking services closer to the community. Through BDO Unibank’s agency banking channel, Cash Agad, they proved that women can inspire and lead change even in the most remote areas.
The Siana Golden Mothers Association comprises mothers from Barangay Siana, Mainit, and Surigao del Norte who are beneficiaries of the government’s Pantawid Pamilyang Pilipino Program (4Ps). In addition to relying on their 4Ps benefits, Siana Golden Mothers was determined to find livelihood opportunities for its members to become successful business owners.
The birth of an initiative
In 2018, when a nearby mining company offered support to livelihood programs, Minda Ajoc, a devoted mother who worked for years assisting barangay nurses in caring for young children in Barangay Siana, joined hands with fellow mothers to form Siana Golden Mothers. They guided the group through early livelihood ventures such as swine production.
This is when they also decided to become partner agents of Cash Agad, a service offered by BDO to micro, small, and medium enterprises (MSMEs), organizations, and local establishments in rural and hard-to-reach communities where bank branches and ATM access are limited to non-existent. The partner agents will then become the “ATM” or Automated Tao Machines in their community and allow cash withdrawal services, balance inquiry, cash-in, bill payment, and other basic banking transactions through the point-of-sale devices at their stores.
These women saw an opportunity for their association to be a Cash Agad agent, bringing financial services closer while creating a sustainable income source and providing remittance and photocopying services to the community.
Lifeline for Barangay Siana
“Malaking tulong sa amin ang Cash Agad, lalo na’t malayo kami sa city. Madami itong natulungan at nabigyan ng access sa kanilang pera. Nakakatulong ito na mai-angat namin ang aming komunidad,” Minda said. (Cash Agad has been an enormous help, especially since we live far from the city. It has helped many people get access to their funds. The outcome has enabled us to uplift our community.
In line with its commitment to fostering financial inclusion, BDO finds it encouraging that Cash Agad is creating a sense of financial empowerment for women in Mindanao.
“Our partnership with the Siana Golden Mother’s Association reflects BDO’s commitment to supporting grassroots communities, especially women, who play a vital role in driving local progress,” said Jaime Nasol, Senior Vice President of the Consumer Banking Group at BDO Unibank. “Through programs like Cash Agad, we aim to bring financial services closer to remote areas, enabling individuals and associations to build sustainable livelihoods and create meaningful change within their communities.”
As the Siana Golden Mothers Association continues to grow, BDO and Cash Agad, with more than 12,000 partner agents, are exploring further ways to support similar initiatives, helping more communities to access essential financial services, and promoting a future of financial stability for all.
BDO Unibank has launched its new BDO Online website, which provides consumers with a seamless, safe, and efficient digital banking experience. With an increasing reliance on digital financial management solutions, the improved platform ensures that BDO customers have access to their accounts, cards, and critical banking services at any time and from any location.
“We recognize that customers have diverse banking needs that arise at different times of the day,” said Roy Villareal, BDO’s Digital Financial Head. “With this in mind, our goal is to offer a variety of complementary banking channels that enable consumers to transact in a convenient and secure manner, whether through our online platform or our wide branch network. The new BDO Online website aims to improve security, accessibility, and overall user experience.
The new BDO Online website features
• Enhanced security, including SMS One-Time Password (OTP) and push confirmation via the smartphone
• Improved Money Transfer Options: PESONet transfer limits increased, InstaPay charge decreased to ₱10, and BDO-to-BDO fund transfers are now free.
• Customers can lock/unlock their cards and establish daily transaction limitations for better security and management.
Welcome to BDO Online! The new BDO Online website has a fresh look and comes with a better interface for a smoother user experience. Visit BDO’s new online platform at www.onlinebanking.bdo.com.ph.
The new BDO Online website, with its modernized look and expanded functionality, is intended to complement the bank’s existing digital banking ecosystem, which includes the BDO Online and BDO Pay mobile apps. This provides users with a variety of options for managing their funds with simplicity.
The new BDO Online website, www.onlinebanking.bdo.com.ph, is now live, and clients can log in with their existing online banking credentials. The website also offers detailed login support.
As BDO expands and improves its digital banking capabilities, the launch of the new platform confirms its commitment to providing innovative, customer-centric financial solutions that respond to its clients’ changing needs.
