Tag: BDO

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Power Up Your Wallet: How the BDO Pay App Makes Credit Card Management Easier Than Ever

In today’s fast-paced, mobile-first world, convenience has become just as important as security when it comes to managing personal finances. From online shopping to paying everyday bills, people want tools that make transactions quick, safe, and easy to track. That’s exactly where the BDO Pay app steps in—transforming the way users manage their BDO Unibank credit cards.

Designed for modern lifestyles, the app brings together control, flexibility, and real-time updates, giving cardholders the power to monitor their finances anytime and anywhere.

A Smarter Way to Manage Your Credit Card

Managing a credit card doesn’t have to involve multiple platforms or long waits on customer service lines. With BDO Pay, users can access essential information instantly—from checking outstanding balances to tracking recent transactions.

The app allows cardholders to view statements, monitor spending, and see payment due dates all in one place. Instead of navigating through different systems, everything you need to manage your BDO Credit Card is available through a few taps on your smartphone.

For people juggling work, errands, and online purchases, having real-time access to financial information provides greater clarity and control over spending.

Security That’s in Your Hands

Security remains a top concern for credit card users, and the app addresses this with features that give users direct control over their cards.

With BDO Pay, you can instantly lock your credit card when it’s not in use and unlock it again when you’re ready to make a transaction. This simple yet powerful feature helps protect against unauthorized use.

Beyond that, the app allows users to activate their credit cards, access e-statements, and even file disputes—all without needing to call customer service. It’s a practical solution for users who value both efficiency and peace of mind.

Everyday Services Made Simple

The app also simplifies several tasks that used to require branch visits or phone calls.

Through BDO Pay, users can request card re-delivery, apply for a Cash Advance PIN, or check the status of a credit card application. Need to add a supplementary card for a family member? That can also be done directly within the app.

By consolidating these services into a single platform, BDO Pay turns routine banking tasks into quick, manageable actions.

Pay Without the Physical Card

One of the most convenient features of BDO Pay is its Scan to Pay function. Instead of bringing out a physical card, users can simply scan QR codes at participating merchants across the country to complete purchases.

This option not only speeds up transactions but also reduces the risks associated with carrying cash or making incorrect digital transfers. Since the payment is directly linked to your credit card, there’s no need to preload funds or worry about running out of balance during checkout.

Earn Rewards While You Spend

Every qualifying purchase made through a linked BDO Credit Card also earns reward points. These points can be converted into cash credits for future purchases or transferred to loyalty programs such as BDO Rewards, SMAC, or SMAC Prestige, allowing users to enjoy additional perks and member privileges.

It’s a system that rewards everyday spending while giving users more flexibility in how they enjoy their points.

Banking Built for a Mobile Lifestyle

As digital payments continue to shape the way people shop, travel, and manage finances, tools like BDO Pay are redefining what credit cards can do.

By combining financial control, everyday convenience, and built-in security, the app transforms the traditional credit card into a smarter financial companion—perfect for today’s connected lifestyle.

Users can download BDO Pay for free through the Apple App Store, Google Play, or Huawei AppGallery and start exploring exclusive dining deals, shopping rewards, and seamless payment experiences right from their mobile devices.

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Plan B: The Gift That Keeps On Giving

“If you are the family’s breadwinner, your most valuable asset is your ability to earn. And the only instrument that can protect that asset is life insurance,” says Renato Vergel De Dios, President and CEO of BDO Life.

For 50 years, he has built his career around one mission: helping Filipino families achieve financial security through life insurance, or Plan B. One would think that in that span, life insurance would already be part of every Filipino’s financial portfolio. Yet many breadwinners remain without coverage, leaving their families vulnerable to financial ruin.

Let’s talk about it

In a market study conducted by BDO Life, having a tight budget, prioritizing more pressing needs, and the belief that insurance is expensive are the main reasons many breadwinners are reluctant to get a Plan B.

In his many decades of experience, Vergel De Dios has also observed that many families avoid talking about illness, death, or financial hardship—often waiting until it’s too late. More than the lack of enough income, that hesitation, he says, is the real barrier to financial security.

It is related to a widely held notion that insurance is only for the wealthy. “That’s a myth,” he says. “Insurance has never been primarily for the rich. It’s for those who need to go to work every day to provide for their families: the employees, the professionals, and the hands-on small business owners.”

 

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Score Up to 1 Million Rewards Points with your Christmas Bonus!

This holiday season, your Christmas bonus could be the start of something truly rewarding. By participating in BDO’s Holiday Million Rewards Raffle promo, saving wisely could potentially turn you into a Rewards Points millionaire!

Open a new account with BDO from October 9 to December 31, 2025, and you could take home up to 1 million Rewards Points. Over 100 lucky winners will share a total of 3 million BDO Rewards Points across the November, December, and January raffle draws.

Road to 1 Million Rewards Points

Deposit at least P50,000 in fresh funds to any newly opened qualified account during the promo period: ATM Savings, Passbook Savings, Kabayan Savings, Prime Savers, Junior Savers, Smart Checking, and Peso Checking to earn one e-raffle entry. Just one more step: complete the raffle registration form at the branch, and you’re officially in the running for this holiday promo.

To earn an additional raffle entry, download and sign up for the BDO Pay app. Make sure to activate BDO Rewards in-app to start earning Rewards Points with your savings.

Save and shop like Belle this Christmas. Her smart adulting tip? Save with BDO and get a chance to win 1 million BDO Rewards Points for your holiday shopping.

Discover the rewards of banking with BDO. If you’re among the winners, your Rewards Points can be spent in three ways:

  1. Pay using your points. Use Rewards Points to pay for your shopping and groceries at SM and partner stores.
  2. Redeem as eGCs. Use them for movies, dining, and more through the BDO Pay app’s eGC catalog.
  3. Transfer or convert to cash credits. Use them to pay for your BDO Credit Card balance or to shop using SM Advantage Card Points.

For more details on how you can be the next Rewards Points millionaire, visit the BDO branch nearest you or check out www.bdo.com.ph.

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Through Pamaskong Handog 2025, BDO and SM will continue their holiday practice of honoring Filipinos living abroad

The holidays are a time for many Filipino families to get together, celebrate, and be thankful. But for the millions of Filipinos who still work abroad, Christmas often means another year of watching important events from afar.

BDO Unibank, Inc. (BDO) and SM Supermalls will hold their annual community celebration, Pamaskong Handog, again on Dec. 6 in SM City Sto. Tomas and on Dec. 13 in SM City Laoag. The goal is to honor their sacrifices and bring families closer together, even if they live far away.

A beloved custom for more than ten years, Pamaskong Handog started as a way for BDO to thank Filipinos who worked abroad in places like Hong Kong, Singapore, Japan, Italy, and the Middle East. Over the years, it has grown into several happy events that allow families to get together and enjoy “Pasko sa Pinas.”

This celebration every year has always shown BDO’s dedication to Alagang Kabayan, a type of care that is based on knowing OFs’ hopes, struggles, and strengths. BDO makes sure that all money sent home gets there safely and easily, and Pamaskong Handog strengthens the emotional bond by reminding each of them that they are seen, valued, and honored.

This year’s message highlights the partnership between BDO and SM.

“Abot ang pangarap kasama ang BDO at SM” is this year’s message, and it says something simple but very important: dreams aren’t meant to be carried alone. Filipinos can count on BDO and SM to help them every step of the way, whether they are building a house, starting a business, saving for retirement, or making sure their kids go to school.

BDO makes sure that every Filipino family, whether they live in the Philippines or another country, has access to safe and helpful banking services that help them reach their goals through goods and services like BDO Kabayan Savings, BDO Pay, Kabayan Loans, Cash Agad, and other financial solutions.

A party with lots of fun, music, and important ties

The Pamaskong Handog celebrations this year look like they will be lively and emotional. The celebration is even more special because Piolo Pascual, who has been a BDO ambassador for remittances for a long time, is returning. His genuine concern for Filipino families has made him a familiar and comforting figure in BDO’s community activities around the world.

Lifestyle star Small Laude will be joining the fun with her witty and lively personality. Also joining are the crowd-favorite comedy and content group Beks Battalion, who will make everyone laugh, play games, and feel truly joyful during the holiday season.

People who go can look forward to exciting prizes, events for the whole family, and the chance to catch up with kababayans, which is the Filipino word for “family.”

A coming home of the heart

Pamaskong Handog has touched the lives of many Filipino families every year, bringing back memories of hometown fiestas, reunions full of laughter, and just being together. This is more than just an event; it’s a celebration of who we are, our thanks, and our love for those who have given so much to make the lives of those they love better.

BDO is always there for OFs through Alagang Kabayan, not just during the holidays. Because there is one truth that doesn’t change: ang pangarap, mas kaya kapag may kasama. Talk about the plan with BDO and SM.

Follow the BDO Kabayan Facebook Page to get more news and to watch Pamaskong Handog Live.

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Alden’s Tip: Use BDO To Earn One Million Rewards Points By Saving Now.

“Don’t hesitate to seize the opportunity to start saving—there’s no better time than now to open an account,” advises actor and entrepreneur Alden Richards. He is entirely correct.

Open a new BDO account between October 9 and December 31, 2025, for your chance to win an incredible 1 million points in BDO’s Holiday Million Rewards Raffle promo. Join us for an exciting opportunity as over 100 winners will split a whopping 3 million BDO Rewards Points in our monthly draws running from November to January!

Unlock incredible rewards today

To qualify, just visit your preferred BDO branch and open any of the following accounts: ATM Savings, Passbook Savings, Kabayan Savings, Prime Savers, Junior Savers, Smart Checking, or Peso Checking. Don’t forget to complete the raffle registration form while you’re there!

Secure your chance to win by depositing at least P50,000 in fresh funds for raffle entries. Deposit and maintain P50,000 in your account to earn one exciting raffle entry! The more you save, the higher your odds of success.
Additionally, download and register for BDO Pay, your go-to payment app, to secure an extra raffle entry.

Banking that offers rewards beyond expectations

Experience a seamless journey in banking with BDO, where simplicity, ease, and security come together for your financial needs. Experience effortless access to digital services such as BDO Online Banking and BDO Pay, while earning points and exclusive perks with BDO Rewards every time you save or spend.

Discover the exciting details of BDO’s Holiday Million Rewards Raffle promo by visiting the nearest BDO branch or checking out www.bdo.com.ph.

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5 Reasons Why Smart Travelers Never Skip Travel Insurance

Don’t let holiday surprises ruin your trip—peace of mind is just a step away

You’ve planned every detail of your getaway, from flights and hotels to sightseeing and festive dining. But even the best-laid plans can hit a snag, especially during the busy holiday season.

Travel with confidence. Your holiday getaway can be worry-free from unexpected surprises with BDO Insure.

These ’ber months, enjoy your upcoming vacation without the stress of costly travel disruptions from unforeseen events. Experts agree: travel insurance is a smart move—and here are 5 key reasons why savvy travelers swear by it.

    1. Accidents happen. Accidents or unexpected illnesses can happen when traveling. With travel insurance, emergency medical coverage up to P500,000 starts at just P350. You can also upgrade your plan to include emergency care for pre-existing conditions and extreme activities.
    2. Flights get delayed or cancelled. Insurance can cover flight delays of 6 hours or more. For cancelled flights, you can claim prepaid, non-refundable costs like airline tickets, hotels, and transfers.
    3. Travel plans change. Unexpected events like severe weather or family emergencies can force you to cancel or cut your trip short. In such cases, your plan may reimburse non-refundable expenses within your coverage limits.
    4. Luggage issues are common. If your baggage is delayed or damaged, you can be reimbursed for essentials like clothing and toiletries. And if it’s confirmed lost or stolen, you can claim the value of items—up to your policy limits—including valuables like passports, cameras, and electronics.
    5. 24/7 global assistance. Travel plans provide access to a 24/7 multilingual global hotline, which can assist you in finding a medical facility or replacing a lost passport. 

Your key to a hassle-free holiday

While it’s tempting to skip insurance to save a few pesos, the cost of coverage is small compared to the financial impact of emergencies or cancellations.

With BDO Insure, travelers can enjoy worry-free journeys through tailored, budget-friendly packages—expertly selected from top insurance providers to suit every kind of trip.

Throughout October, enjoy discounts on travel insurance premiums during the BDO Travel Sale online. BDO Insure provides Schengen Visa-compliant plans with Covid-19 coverage if you’re traveling to Europe.

Safeguard your travel plans, your peace of mind, and the memories you’re about to make. Your journey deserves nothing less.